LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,040
−HK$2,511/mo
▼ 0.25% · 3.875%
HK$41,286
−HK$1,265/mo
Today · 4.125%
HK$42,551
baseline
▲ 0.50% · 4.625%
HK$45,140
+HK$2,589/mo
Deposit HK$8.78M · loan HK$8.78M · min. income ≈ HK$85,102/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$658,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,545
−HK$2,406/mo
▼ 0.25% · 3.875%
HK$45,739
−HK$1,212/mo
Today · 4.125%
HK$46,951
baseline
▲ 0.50% · 4.625%
HK$49,426
+HK$2,475/mo
Deposit HK$8.78M · loan HK$8.78M · min. income ≈ HK$93,902/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$658,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,049
−HK$3,013/mo
▼ 0.25% · 3.875%
HK$49,543
−HK$1,519/mo
Today · 4.125%
HK$51,062
baseline
▲ 0.50% · 4.625%
HK$54,169
+HK$3,107/mo
Deposit HK$7.02M · loan HK$10.54M · min. income ≈ HK$102,124/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$658,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,454
−HK$2,887/mo
▼ 0.25% · 3.875%
HK$54,887
−HK$1,454/mo
Today · 4.125%
HK$56,341
baseline
▲ 0.50% · 4.625%
HK$59,311
+HK$2,970/mo
Deposit HK$7.02M · loan HK$10.54M · min. income ≈ HK$112,682/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$658,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,057
−HK$3,515/mo
▼ 0.25% · 3.875%
HK$57,800
−HK$1,772/mo
Today · 4.125%
HK$59,572
baseline
▲ 0.50% · 4.625%
HK$63,197
+HK$3,625/mo
Deposit HK$5.27M · loan HK$12.29M · min. income ≈ HK$119,144/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$658,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,362
−HK$3,370/mo
▼ 0.25% · 3.875%
HK$64,035
−HK$1,697/mo
Today · 4.125%
HK$65,732
baseline
▲ 0.50% · 4.625%
HK$69,197
+HK$3,465/mo
Deposit HK$5.27M · loan HK$12.29M · min. income ≈ HK$131,464/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$658,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,073
−HK$4,519/mo
▼ 0.25% · 3.875%
HK$74,315
−HK$2,277/mo
Today · 4.125%
HK$76,592
baseline
▲ 0.50% · 4.625%
HK$81,253
+HK$4,661/mo
Deposit HK$1.76M · loan HK$15.80M · min. income ≈ HK$153,184/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$658,487 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,180
−HK$4,332/mo
▼ 0.25% · 3.875%
HK$82,331
−HK$2,181/mo
Today · 4.125%
HK$84,512
baseline
▲ 0.50% · 4.625%
HK$88,967
+HK$4,455/mo
Deposit HK$1.76M · loan HK$15.80M · min. income ≈ HK$169,024/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$658,487 · Scale 2, in force from 26 Feb 2026)