LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,041
−HK$2,511/mo
▼ 0.25% · 3.875%
HK$41,286
−HK$1,266/mo
Today · 4.125%
HK$42,552
baseline
▲ 0.50% · 4.625%
HK$45,141
+HK$2,589/mo
Deposit HK$8.78M · loan HK$8.78M · min. income ≈ HK$85,104/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$658,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,545
−HK$2,407/mo
▼ 0.25% · 3.875%
HK$45,740
−HK$1,212/mo
Today · 4.125%
HK$46,952
baseline
▲ 0.50% · 4.625%
HK$49,427
+HK$2,475/mo
Deposit HK$8.78M · loan HK$8.78M · min. income ≈ HK$93,904/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$658,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,049
−HK$3,013/mo
▼ 0.25% · 3.875%
HK$49,544
−HK$1,518/mo
Today · 4.125%
HK$51,062
baseline
▲ 0.50% · 4.625%
HK$54,169
+HK$3,107/mo
Deposit HK$7.02M · loan HK$10.54M · min. income ≈ HK$102,124/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$658,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,454
−HK$2,888/mo
▼ 0.25% · 3.875%
HK$54,888
−HK$1,454/mo
Today · 4.125%
HK$56,342
baseline
▲ 0.50% · 4.625%
HK$59,312
+HK$2,970/mo
Deposit HK$7.02M · loan HK$10.54M · min. income ≈ HK$112,684/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$658,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,057
−HK$3,515/mo
▼ 0.25% · 3.875%
HK$57,801
−HK$1,771/mo
Today · 4.125%
HK$59,572
baseline
▲ 0.50% · 4.625%
HK$63,197
+HK$3,625/mo
Deposit HK$5.27M · loan HK$12.29M · min. income ≈ HK$119,144/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$658,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,363
−HK$3,369/mo
▼ 0.25% · 3.875%
HK$64,036
−HK$1,696/mo
Today · 4.125%
HK$65,732
baseline
▲ 0.50% · 4.625%
HK$69,197
+HK$3,465/mo
Deposit HK$5.27M · loan HK$12.29M · min. income ≈ HK$131,464/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$658,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,074
−HK$4,519/mo
▼ 0.25% · 3.875%
HK$74,315
−HK$2,278/mo
Today · 4.125%
HK$76,593
baseline
▲ 0.50% · 4.625%
HK$81,254
+HK$4,661/mo
Deposit HK$1.76M · loan HK$15.80M · min. income ≈ HK$153,186/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$658,493 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,181
−HK$4,332/mo
▼ 0.25% · 3.875%
HK$82,332
−HK$2,181/mo
Today · 4.125%
HK$84,513
baseline
▲ 0.50% · 4.625%
HK$88,968
+HK$4,455/mo
Deposit HK$1.76M · loan HK$15.80M · min. income ≈ HK$169,026/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$658,493 · Scale 2, in force from 26 Feb 2026)