LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,042
−HK$2,511/mo
▼ 0.25% · 3.875%
HK$41,287
−HK$1,266/mo
Today · 4.125%
HK$42,553
baseline
▲ 0.50% · 4.625%
HK$45,142
+HK$2,589/mo
Deposit HK$8.78M · loan HK$8.78M · min. income ≈ HK$85,106/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$658,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,546
−HK$2,407/mo
▼ 0.25% · 3.875%
HK$45,741
−HK$1,212/mo
Today · 4.125%
HK$46,953
baseline
▲ 0.50% · 4.625%
HK$49,427
+HK$2,474/mo
Deposit HK$8.78M · loan HK$8.78M · min. income ≈ HK$93,906/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$658,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,050
−HK$3,013/mo
▼ 0.25% · 3.875%
HK$49,545
−HK$1,518/mo
Today · 4.125%
HK$51,063
baseline
▲ 0.50% · 4.625%
HK$54,170
+HK$3,107/mo
Deposit HK$7.02M · loan HK$10.54M · min. income ≈ HK$102,126/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$658,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,455
−HK$2,888/mo
▼ 0.25% · 3.875%
HK$54,889
−HK$1,454/mo
Today · 4.125%
HK$56,343
baseline
▲ 0.50% · 4.625%
HK$59,313
+HK$2,970/mo
Deposit HK$7.02M · loan HK$10.54M · min. income ≈ HK$112,686/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$658,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,058
−HK$3,516/mo
▼ 0.25% · 3.875%
HK$57,802
−HK$1,772/mo
Today · 4.125%
HK$59,574
baseline
▲ 0.50% · 4.625%
HK$63,199
+HK$3,625/mo
Deposit HK$5.27M · loan HK$12.29M · min. income ≈ HK$119,148/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$658,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,364
−HK$3,370/mo
▼ 0.25% · 3.875%
HK$64,037
−HK$1,697/mo
Today · 4.125%
HK$65,734
baseline
▲ 0.50% · 4.625%
HK$69,198
+HK$3,464/mo
Deposit HK$5.27M · loan HK$12.29M · min. income ≈ HK$131,468/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$658,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,075
−HK$4,520/mo
▼ 0.25% · 3.875%
HK$74,317
−HK$2,278/mo
Today · 4.125%
HK$76,595
baseline
▲ 0.50% · 4.625%
HK$81,255
+HK$4,660/mo
Deposit HK$1.76M · loan HK$15.80M · min. income ≈ HK$153,190/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$658,505 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,183
−HK$4,332/mo
▼ 0.25% · 3.875%
HK$82,333
−HK$2,182/mo
Today · 4.125%
HK$84,515
baseline
▲ 0.50% · 4.625%
HK$88,969
+HK$4,454/mo
Deposit HK$1.76M · loan HK$15.80M · min. income ≈ HK$169,030/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$658,505 · Scale 2, in force from 26 Feb 2026)