LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,043
−HK$2,511/mo
▼ 0.25% · 3.875%
HK$41,288
−HK$1,266/mo
Today · 4.125%
HK$42,554
baseline
▲ 0.50% · 4.625%
HK$45,143
+HK$2,589/mo
Deposit HK$8.78M · loan HK$8.78M · min. income ≈ HK$85,108/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$658,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,547
−HK$2,407/mo
▼ 0.25% · 3.875%
HK$45,742
−HK$1,212/mo
Today · 4.125%
HK$46,954
baseline
▲ 0.50% · 4.625%
HK$49,429
+HK$2,475/mo
Deposit HK$8.78M · loan HK$8.78M · min. income ≈ HK$93,908/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$658,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,051
−HK$3,013/mo
▼ 0.25% · 3.875%
HK$49,546
−HK$1,518/mo
Today · 4.125%
HK$51,064
baseline
▲ 0.50% · 4.625%
HK$54,171
+HK$3,107/mo
Deposit HK$7.02M · loan HK$10.54M · min. income ≈ HK$102,128/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$658,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,456
−HK$2,888/mo
▼ 0.25% · 3.875%
HK$54,890
−HK$1,454/mo
Today · 4.125%
HK$56,344
baseline
▲ 0.50% · 4.625%
HK$59,314
+HK$2,970/mo
Deposit HK$7.02M · loan HK$10.54M · min. income ≈ HK$112,688/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$658,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,060
−HK$3,515/mo
▼ 0.25% · 3.875%
HK$57,803
−HK$1,772/mo
Today · 4.125%
HK$59,575
baseline
▲ 0.50% · 4.625%
HK$63,200
+HK$3,625/mo
Deposit HK$5.27M · loan HK$12.29M · min. income ≈ HK$119,150/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$658,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,366
−HK$3,369/mo
▼ 0.25% · 3.875%
HK$64,038
−HK$1,697/mo
Today · 4.125%
HK$65,735
baseline
▲ 0.50% · 4.625%
HK$69,200
+HK$3,465/mo
Deposit HK$5.27M · loan HK$12.29M · min. income ≈ HK$131,470/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$658,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,077
−HK$4,520/mo
▼ 0.25% · 3.875%
HK$74,319
−HK$2,278/mo
Today · 4.125%
HK$76,597
baseline
▲ 0.50% · 4.625%
HK$81,257
+HK$4,660/mo
Deposit HK$1.76M · loan HK$15.80M · min. income ≈ HK$153,194/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$658,522 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,185
−HK$4,332/mo
▼ 0.25% · 3.875%
HK$82,335
−HK$2,182/mo
Today · 4.125%
HK$84,517
baseline
▲ 0.50% · 4.625%
HK$88,972
+HK$4,455/mo
Deposit HK$1.76M · loan HK$15.80M · min. income ≈ HK$169,034/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$658,522 · Scale 2, in force from 26 Feb 2026)