LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,043
−HK$2,512/mo
▼ 0.25% · 3.875%
HK$41,289
−HK$1,266/mo
Today · 4.125%
HK$42,555
baseline
▲ 0.50% · 4.625%
HK$45,144
+HK$2,589/mo
Deposit HK$8.78M · loan HK$8.78M · min. income ≈ HK$85,110/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$658,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,548
−HK$2,407/mo
▼ 0.25% · 3.875%
HK$45,743
−HK$1,212/mo
Today · 4.125%
HK$46,955
baseline
▲ 0.50% · 4.625%
HK$49,430
+HK$2,475/mo
Deposit HK$8.78M · loan HK$8.78M · min. income ≈ HK$93,910/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$658,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,052
−HK$3,013/mo
▼ 0.25% · 3.875%
HK$49,547
−HK$1,518/mo
Today · 4.125%
HK$51,065
baseline
▲ 0.50% · 4.625%
HK$54,173
+HK$3,108/mo
Deposit HK$7.02M · loan HK$10.54M · min. income ≈ HK$102,130/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$658,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,458
−HK$2,888/mo
▼ 0.25% · 3.875%
HK$54,891
−HK$1,455/mo
Today · 4.125%
HK$56,346
baseline
▲ 0.50% · 4.625%
HK$59,316
+HK$2,970/mo
Deposit HK$7.02M · loan HK$10.54M · min. income ≈ HK$112,692/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$658,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,061
−HK$3,515/mo
▼ 0.25% · 3.875%
HK$57,805
−HK$1,771/mo
Today · 4.125%
HK$59,576
baseline
▲ 0.50% · 4.625%
HK$63,201
+HK$3,625/mo
Deposit HK$5.27M · loan HK$12.29M · min. income ≈ HK$119,152/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$658,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,367
−HK$3,370/mo
▼ 0.25% · 3.875%
HK$64,040
−HK$1,697/mo
Today · 4.125%
HK$65,737
baseline
▲ 0.50% · 4.625%
HK$69,202
+HK$3,465/mo
Deposit HK$5.27M · loan HK$12.29M · min. income ≈ HK$131,474/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$658,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,078
−HK$4,520/mo
▼ 0.25% · 3.875%
HK$74,320
−HK$2,278/mo
Today · 4.125%
HK$76,598
baseline
▲ 0.50% · 4.625%
HK$81,259
+HK$4,661/mo
Deposit HK$1.76M · loan HK$15.80M · min. income ≈ HK$153,196/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$658,536 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,186
−HK$4,332/mo
▼ 0.25% · 3.875%
HK$82,337
−HK$2,181/mo
Today · 4.125%
HK$84,518
baseline
▲ 0.50% · 4.625%
HK$88,974
+HK$4,456/mo
Deposit HK$1.76M · loan HK$15.80M · min. income ≈ HK$169,036/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$658,536 · Scale 2, in force from 26 Feb 2026)