LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,047
−HK$2,512/mo
▼ 0.25% · 3.875%
HK$41,293
−HK$1,266/mo
Today · 4.125%
HK$42,559
baseline
▲ 0.50% · 4.625%
HK$45,148
+HK$2,589/mo
Deposit HK$8.78M · loan HK$8.78M · min. income ≈ HK$85,118/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$658,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,552
−HK$2,407/mo
▼ 0.25% · 3.875%
HK$45,747
−HK$1,212/mo
Today · 4.125%
HK$46,959
baseline
▲ 0.50% · 4.625%
HK$49,434
+HK$2,475/mo
Deposit HK$8.78M · loan HK$8.78M · min. income ≈ HK$93,918/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$658,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,057
−HK$3,013/mo
▼ 0.25% · 3.875%
HK$49,552
−HK$1,518/mo
Today · 4.125%
HK$51,070
baseline
▲ 0.50% · 4.625%
HK$54,178
+HK$3,108/mo
Deposit HK$7.03M · loan HK$10.54M · min. income ≈ HK$102,140/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$658,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,463
−HK$2,888/mo
▼ 0.25% · 3.875%
HK$54,896
−HK$1,455/mo
Today · 4.125%
HK$56,351
baseline
▲ 0.50% · 4.625%
HK$59,321
+HK$2,970/mo
Deposit HK$7.03M · loan HK$10.54M · min. income ≈ HK$112,702/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$658,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,066
−HK$3,516/mo
▼ 0.25% · 3.875%
HK$57,810
−HK$1,772/mo
Today · 4.125%
HK$59,582
baseline
▲ 0.50% · 4.625%
HK$63,207
+HK$3,625/mo
Deposit HK$5.27M · loan HK$12.29M · min. income ≈ HK$119,164/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$658,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,373
−HK$3,370/mo
▼ 0.25% · 3.875%
HK$64,046
−HK$1,697/mo
Today · 4.125%
HK$65,743
baseline
▲ 0.50% · 4.625%
HK$69,208
+HK$3,465/mo
Deposit HK$5.27M · loan HK$12.29M · min. income ≈ HK$131,486/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$658,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,085
−HK$4,520/mo
▼ 0.25% · 3.875%
HK$74,327
−HK$2,278/mo
Today · 4.125%
HK$76,605
baseline
▲ 0.50% · 4.625%
HK$81,267
+HK$4,662/mo
Deposit HK$1.76M · loan HK$15.81M · min. income ≈ HK$153,210/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$658,598 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,194
−HK$4,333/mo
▼ 0.25% · 3.875%
HK$82,345
−HK$2,182/mo
Today · 4.125%
HK$84,527
baseline
▲ 0.50% · 4.625%
HK$88,982
+HK$4,455/mo
Deposit HK$1.76M · loan HK$15.81M · min. income ≈ HK$169,054/mo (50% DSR)
Upfront cash ≈ HK$2.41M (deposit + AVD stamp duty HK$658,598 · Scale 2, in force from 26 Feb 2026)