LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,052
−HK$2,511/mo
▼ 0.25% · 3.875%
HK$41,298
−HK$1,265/mo
Today · 4.125%
HK$42,563
baseline
▲ 0.50% · 4.625%
HK$45,153
+HK$2,590/mo
Deposit HK$8.78M · loan HK$8.78M · min. income ≈ HK$85,126/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$658,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,557
−HK$2,408/mo
▼ 0.25% · 3.875%
HK$45,752
−HK$1,213/mo
Today · 4.125%
HK$46,965
baseline
▲ 0.50% · 4.625%
HK$49,440
+HK$2,475/mo
Deposit HK$8.78M · loan HK$8.78M · min. income ≈ HK$93,930/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$658,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,062
−HK$3,014/mo
▼ 0.25% · 3.875%
HK$49,557
−HK$1,519/mo
Today · 4.125%
HK$51,076
baseline
▲ 0.50% · 4.625%
HK$54,184
+HK$3,108/mo
Deposit HK$7.03M · loan HK$10.54M · min. income ≈ HK$102,152/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$658,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,469
−HK$2,888/mo
▼ 0.25% · 3.875%
HK$54,903
−HK$1,454/mo
Today · 4.125%
HK$56,357
baseline
▲ 0.50% · 4.625%
HK$59,328
+HK$2,971/mo
Deposit HK$7.03M · loan HK$10.54M · min. income ≈ HK$112,714/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$658,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,073
−HK$3,516/mo
▼ 0.25% · 3.875%
HK$57,817
−HK$1,772/mo
Today · 4.125%
HK$59,589
baseline
▲ 0.50% · 4.625%
HK$63,215
+HK$3,626/mo
Deposit HK$5.27M · loan HK$12.30M · min. income ≈ HK$119,178/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$658,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,380
−HK$3,370/mo
▼ 0.25% · 3.875%
HK$64,053
−HK$1,697/mo
Today · 4.125%
HK$65,750
baseline
▲ 0.50% · 4.625%
HK$69,216
+HK$3,466/mo
Deposit HK$5.27M · loan HK$12.30M · min. income ≈ HK$131,500/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$658,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,093
−HK$4,521/mo
▼ 0.25% · 3.875%
HK$74,336
−HK$2,278/mo
Today · 4.125%
HK$76,614
baseline
▲ 0.50% · 4.625%
HK$81,276
+HK$4,662/mo
Deposit HK$1.76M · loan HK$15.81M · min. income ≈ HK$153,228/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$658,674 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,203
−HK$4,333/mo
▼ 0.25% · 3.875%
HK$82,354
−HK$2,182/mo
Today · 4.125%
HK$84,536
baseline
▲ 0.50% · 4.625%
HK$88,992
+HK$4,456/mo
Deposit HK$1.76M · loan HK$15.81M · min. income ≈ HK$169,072/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$658,674 · Scale 2, in force from 26 Feb 2026)