LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,053
−HK$2,511/mo
▼ 0.25% · 3.875%
HK$41,299
−HK$1,265/mo
Today · 4.125%
HK$42,564
baseline
▲ 0.50% · 4.625%
HK$45,154
+HK$2,590/mo
Deposit HK$8.78M · loan HK$8.78M · min. income ≈ HK$85,128/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$658,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,558
−HK$2,408/mo
▼ 0.25% · 3.875%
HK$45,753
−HK$1,213/mo
Today · 4.125%
HK$46,966
baseline
▲ 0.50% · 4.625%
HK$49,441
+HK$2,475/mo
Deposit HK$8.78M · loan HK$8.78M · min. income ≈ HK$93,932/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$658,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,063
−HK$3,014/mo
▼ 0.25% · 3.875%
HK$49,558
−HK$1,519/mo
Today · 4.125%
HK$51,077
baseline
▲ 0.50% · 4.625%
HK$54,185
+HK$3,108/mo
Deposit HK$7.03M · loan HK$10.54M · min. income ≈ HK$102,154/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$658,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,470
−HK$2,889/mo
▼ 0.25% · 3.875%
HK$54,904
−HK$1,455/mo
Today · 4.125%
HK$56,359
baseline
▲ 0.50% · 4.625%
HK$59,329
+HK$2,970/mo
Deposit HK$7.03M · loan HK$10.54M · min. income ≈ HK$112,718/mo (50% DSR)
Upfront cash ≈ HK$7.68M (deposit + AVD stamp duty HK$658,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,074
−HK$3,516/mo
▼ 0.25% · 3.875%
HK$57,818
−HK$1,772/mo
Today · 4.125%
HK$59,590
baseline
▲ 0.50% · 4.625%
HK$63,216
+HK$3,626/mo
Deposit HK$5.27M · loan HK$12.30M · min. income ≈ HK$119,180/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$658,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,382
−HK$3,370/mo
▼ 0.25% · 3.875%
HK$64,055
−HK$1,697/mo
Today · 4.125%
HK$65,752
baseline
▲ 0.50% · 4.625%
HK$69,218
+HK$3,466/mo
Deposit HK$5.27M · loan HK$12.30M · min. income ≈ HK$131,504/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$658,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,095
−HK$4,521/mo
▼ 0.25% · 3.875%
HK$74,337
−HK$2,279/mo
Today · 4.125%
HK$76,616
baseline
▲ 0.50% · 4.625%
HK$81,278
+HK$4,662/mo
Deposit HK$1.76M · loan HK$15.81M · min. income ≈ HK$153,232/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$658,688 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,205
−HK$4,333/mo
▼ 0.25% · 3.875%
HK$82,356
−HK$2,182/mo
Today · 4.125%
HK$84,538
baseline
▲ 0.50% · 4.625%
HK$88,994
+HK$4,456/mo
Deposit HK$1.76M · loan HK$15.81M · min. income ≈ HK$169,076/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$658,688 · Scale 2, in force from 26 Feb 2026)