LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,055
−HK$2,512/mo
▼ 0.25% · 3.875%
HK$41,301
−HK$1,266/mo
Today · 4.125%
HK$42,567
baseline
▲ 0.50% · 4.625%
HK$45,157
+HK$2,590/mo
Deposit HK$8.78M · loan HK$8.78M · min. income ≈ HK$85,134/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$658,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,561
−HK$2,408/mo
▼ 0.25% · 3.875%
HK$45,756
−HK$1,213/mo
Today · 4.125%
HK$46,969
baseline
▲ 0.50% · 4.625%
HK$49,445
+HK$2,476/mo
Deposit HK$8.78M · loan HK$8.78M · min. income ≈ HK$93,938/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$658,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,067
−HK$3,014/mo
▼ 0.25% · 3.875%
HK$49,562
−HK$1,519/mo
Today · 4.125%
HK$51,081
baseline
▲ 0.50% · 4.625%
HK$54,189
+HK$3,108/mo
Deposit HK$7.03M · loan HK$10.54M · min. income ≈ HK$102,162/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$658,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,474
−HK$2,889/mo
▼ 0.25% · 3.875%
HK$54,908
−HK$1,455/mo
Today · 4.125%
HK$56,363
baseline
▲ 0.50% · 4.625%
HK$59,333
+HK$2,970/mo
Deposit HK$7.03M · loan HK$10.54M · min. income ≈ HK$112,726/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$658,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,078
−HK$3,516/mo
▼ 0.25% · 3.875%
HK$57,822
−HK$1,772/mo
Today · 4.125%
HK$59,594
baseline
▲ 0.50% · 4.625%
HK$63,220
+HK$3,626/mo
Deposit HK$5.27M · loan HK$12.30M · min. income ≈ HK$119,188/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$658,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,386
−HK$3,370/mo
▼ 0.25% · 3.875%
HK$64,059
−HK$1,697/mo
Today · 4.125%
HK$65,756
baseline
▲ 0.50% · 4.625%
HK$69,222
+HK$3,466/mo
Deposit HK$5.27M · loan HK$12.30M · min. income ≈ HK$131,512/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$658,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,100
−HK$4,521/mo
▼ 0.25% · 3.875%
HK$74,342
−HK$2,279/mo
Today · 4.125%
HK$76,621
baseline
▲ 0.50% · 4.625%
HK$81,283
+HK$4,662/mo
Deposit HK$1.76M · loan HK$15.81M · min. income ≈ HK$153,242/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$658,733 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,210
−HK$4,334/mo
▼ 0.25% · 3.875%
HK$82,361
−HK$2,183/mo
Today · 4.125%
HK$84,544
baseline
▲ 0.50% · 4.625%
HK$89,000
+HK$4,456/mo
Deposit HK$1.76M · loan HK$15.81M · min. income ≈ HK$169,088/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$658,733 · Scale 2, in force from 26 Feb 2026)