LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,059
−HK$2,512/mo
▼ 0.25% · 3.875%
HK$41,305
−HK$1,266/mo
Today · 4.125%
HK$42,571
baseline
▲ 0.50% · 4.625%
HK$45,161
+HK$2,590/mo
Deposit HK$8.78M · loan HK$8.78M · min. income ≈ HK$85,142/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$658,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,565
−HK$2,407/mo
▼ 0.25% · 3.875%
HK$45,760
−HK$1,212/mo
Today · 4.125%
HK$46,972
baseline
▲ 0.50% · 4.625%
HK$49,448
+HK$2,476/mo
Deposit HK$8.78M · loan HK$8.78M · min. income ≈ HK$93,944/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$658,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,070
−HK$3,015/mo
▼ 0.25% · 3.875%
HK$49,565
−HK$1,520/mo
Today · 4.125%
HK$51,085
baseline
▲ 0.50% · 4.625%
HK$54,193
+HK$3,108/mo
Deposit HK$7.03M · loan HK$10.54M · min. income ≈ HK$102,170/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$658,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,478
−HK$2,889/mo
▼ 0.25% · 3.875%
HK$54,912
−HK$1,455/mo
Today · 4.125%
HK$56,367
baseline
▲ 0.50% · 4.625%
HK$59,338
+HK$2,971/mo
Deposit HK$7.03M · loan HK$10.54M · min. income ≈ HK$112,734/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$658,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,082
−HK$3,517/mo
▼ 0.25% · 3.875%
HK$57,826
−HK$1,773/mo
Today · 4.125%
HK$59,599
baseline
▲ 0.50% · 4.625%
HK$63,225
+HK$3,626/mo
Deposit HK$5.27M · loan HK$12.30M · min. income ≈ HK$119,198/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$658,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,391
−HK$3,370/mo
▼ 0.25% · 3.875%
HK$64,064
−HK$1,697/mo
Today · 4.125%
HK$65,761
baseline
▲ 0.50% · 4.625%
HK$69,228
+HK$3,467/mo
Deposit HK$5.27M · loan HK$12.30M · min. income ≈ HK$131,522/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$658,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,105
−HK$4,522/mo
▼ 0.25% · 3.875%
HK$74,348
−HK$2,279/mo
Today · 4.125%
HK$76,627
baseline
▲ 0.50% · 4.625%
HK$81,290
+HK$4,663/mo
Deposit HK$1.76M · loan HK$15.81M · min. income ≈ HK$153,254/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$658,784 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,216
−HK$4,334/mo
▼ 0.25% · 3.875%
HK$82,368
−HK$2,182/mo
Today · 4.125%
HK$84,550
baseline
▲ 0.50% · 4.625%
HK$89,007
+HK$4,457/mo
Deposit HK$1.76M · loan HK$15.81M · min. income ≈ HK$169,100/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$658,784 · Scale 2, in force from 26 Feb 2026)