LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,059
−HK$2,512/mo
▼ 0.25% · 3.875%
HK$41,305
−HK$1,266/mo
Today · 4.125%
HK$42,571
baseline
▲ 0.50% · 4.625%
HK$45,161
+HK$2,590/mo
Deposit HK$8.78M · loan HK$8.78M · min. income ≈ HK$85,142/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$658,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,565
−HK$2,408/mo
▼ 0.25% · 3.875%
HK$45,760
−HK$1,213/mo
Today · 4.125%
HK$46,973
baseline
▲ 0.50% · 4.625%
HK$49,449
+HK$2,476/mo
Deposit HK$8.78M · loan HK$8.78M · min. income ≈ HK$93,946/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$658,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,071
−HK$3,014/mo
▼ 0.25% · 3.875%
HK$49,566
−HK$1,519/mo
Today · 4.125%
HK$51,085
baseline
▲ 0.50% · 4.625%
HK$54,194
+HK$3,109/mo
Deposit HK$7.03M · loan HK$10.54M · min. income ≈ HK$102,170/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$658,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,478
−HK$2,889/mo
▼ 0.25% · 3.875%
HK$54,912
−HK$1,455/mo
Today · 4.125%
HK$56,367
baseline
▲ 0.50% · 4.625%
HK$59,339
+HK$2,972/mo
Deposit HK$7.03M · loan HK$10.54M · min. income ≈ HK$112,734/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$658,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,082
−HK$3,517/mo
▼ 0.25% · 3.875%
HK$57,827
−HK$1,772/mo
Today · 4.125%
HK$59,599
baseline
▲ 0.50% · 4.625%
HK$63,226
+HK$3,627/mo
Deposit HK$5.27M · loan HK$12.30M · min. income ≈ HK$119,198/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$658,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,391
−HK$3,371/mo
▼ 0.25% · 3.875%
HK$64,064
−HK$1,698/mo
Today · 4.125%
HK$65,762
baseline
▲ 0.50% · 4.625%
HK$69,228
+HK$3,466/mo
Deposit HK$5.27M · loan HK$12.30M · min. income ≈ HK$131,524/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$658,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,106
−HK$4,522/mo
▼ 0.25% · 3.875%
HK$74,349
−HK$2,279/mo
Today · 4.125%
HK$76,628
baseline
▲ 0.50% · 4.625%
HK$81,290
+HK$4,662/mo
Deposit HK$1.76M · loan HK$15.81M · min. income ≈ HK$153,256/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$658,790 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,217
−HK$4,334/mo
▼ 0.25% · 3.875%
HK$82,369
−HK$2,182/mo
Today · 4.125%
HK$84,551
baseline
▲ 0.50% · 4.625%
HK$89,008
+HK$4,457/mo
Deposit HK$1.76M · loan HK$15.81M · min. income ≈ HK$169,102/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$658,790 · Scale 2, in force from 26 Feb 2026)