LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,060
−HK$2,513/mo
▼ 0.25% · 3.875%
HK$41,307
−HK$1,266/mo
Today · 4.125%
HK$42,573
baseline
▲ 0.50% · 4.625%
HK$45,163
+HK$2,590/mo
Deposit HK$8.78M · loan HK$8.78M · min. income ≈ HK$85,146/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$658,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,567
−HK$2,408/mo
▼ 0.25% · 3.875%
HK$45,762
−HK$1,213/mo
Today · 4.125%
HK$46,975
baseline
▲ 0.50% · 4.625%
HK$49,451
+HK$2,476/mo
Deposit HK$8.78M · loan HK$8.78M · min. income ≈ HK$93,950/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$658,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,072
−HK$3,015/mo
▼ 0.25% · 3.875%
HK$49,568
−HK$1,519/mo
Today · 4.125%
HK$51,087
baseline
▲ 0.50% · 4.625%
HK$54,196
+HK$3,109/mo
Deposit HK$7.03M · loan HK$10.54M · min. income ≈ HK$102,174/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$658,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,480
−HK$2,890/mo
▼ 0.25% · 3.875%
HK$54,914
−HK$1,456/mo
Today · 4.125%
HK$56,370
baseline
▲ 0.50% · 4.625%
HK$59,341
+HK$2,971/mo
Deposit HK$7.03M · loan HK$10.54M · min. income ≈ HK$112,740/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$658,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,085
−HK$3,517/mo
▼ 0.25% · 3.875%
HK$57,829
−HK$1,773/mo
Today · 4.125%
HK$59,602
baseline
▲ 0.50% · 4.625%
HK$63,228
+HK$3,626/mo
Deposit HK$5.27M · loan HK$12.30M · min. income ≈ HK$119,204/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$658,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,394
−HK$3,370/mo
▼ 0.25% · 3.875%
HK$64,067
−HK$1,697/mo
Today · 4.125%
HK$65,764
baseline
▲ 0.50% · 4.625%
HK$69,231
+HK$3,467/mo
Deposit HK$5.27M · loan HK$12.30M · min. income ≈ HK$131,528/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$658,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,109
−HK$4,522/mo
▼ 0.25% · 3.875%
HK$74,352
−HK$2,279/mo
Today · 4.125%
HK$76,631
baseline
▲ 0.50% · 4.625%
HK$81,293
+HK$4,662/mo
Deposit HK$1.76M · loan HK$15.81M · min. income ≈ HK$153,262/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$658,815 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,220
−HK$4,334/mo
▼ 0.25% · 3.875%
HK$82,372
−HK$2,182/mo
Today · 4.125%
HK$84,554
baseline
▲ 0.50% · 4.625%
HK$89,011
+HK$4,457/mo
Deposit HK$1.76M · loan HK$15.81M · min. income ≈ HK$169,108/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$658,815 · Scale 2, in force from 26 Feb 2026)