LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,062
−HK$2,512/mo
▼ 0.25% · 3.875%
HK$41,308
−HK$1,266/mo
Today · 4.125%
HK$42,574
baseline
▲ 0.50% · 4.625%
HK$45,165
+HK$2,591/mo
Deposit HK$8.78M · loan HK$8.78M · min. income ≈ HK$85,148/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$658,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,568
−HK$2,408/mo
▼ 0.25% · 3.875%
HK$45,764
−HK$1,212/mo
Today · 4.125%
HK$46,976
baseline
▲ 0.50% · 4.625%
HK$49,452
+HK$2,476/mo
Deposit HK$8.78M · loan HK$8.78M · min. income ≈ HK$93,952/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$658,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,074
−HK$3,015/mo
▼ 0.25% · 3.875%
HK$49,570
−HK$1,519/mo
Today · 4.125%
HK$51,089
baseline
▲ 0.50% · 4.625%
HK$54,197
+HK$3,108/mo
Deposit HK$7.03M · loan HK$10.54M · min. income ≈ HK$102,178/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$658,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,482
−HK$2,889/mo
▼ 0.25% · 3.875%
HK$54,916
−HK$1,455/mo
Today · 4.125%
HK$56,371
baseline
▲ 0.50% · 4.625%
HK$59,343
+HK$2,972/mo
Deposit HK$7.03M · loan HK$10.54M · min. income ≈ HK$112,742/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$658,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,087
−HK$3,517/mo
▼ 0.25% · 3.875%
HK$57,831
−HK$1,773/mo
Today · 4.125%
HK$59,604
baseline
▲ 0.50% · 4.625%
HK$63,230
+HK$3,626/mo
Deposit HK$5.27M · loan HK$12.30M · min. income ≈ HK$119,208/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$658,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,396
−HK$3,371/mo
▼ 0.25% · 3.875%
HK$64,069
−HK$1,698/mo
Today · 4.125%
HK$65,767
baseline
▲ 0.50% · 4.625%
HK$69,233
+HK$3,466/mo
Deposit HK$5.27M · loan HK$12.30M · min. income ≈ HK$131,534/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$658,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,111
−HK$4,522/mo
▼ 0.25% · 3.875%
HK$74,354
−HK$2,279/mo
Today · 4.125%
HK$76,633
baseline
▲ 0.50% · 4.625%
HK$81,296
+HK$4,663/mo
Deposit HK$1.76M · loan HK$15.81M · min. income ≈ HK$153,266/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$658,838 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,223
−HK$4,334/mo
▼ 0.25% · 3.875%
HK$82,375
−HK$2,182/mo
Today · 4.125%
HK$84,557
baseline
▲ 0.50% · 4.625%
HK$89,014
+HK$4,457/mo
Deposit HK$1.76M · loan HK$15.81M · min. income ≈ HK$169,114/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$658,838 · Scale 2, in force from 26 Feb 2026)