LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,063
−HK$2,512/mo
▼ 0.25% · 3.875%
HK$41,309
−HK$1,266/mo
Today · 4.125%
HK$42,575
baseline
▲ 0.50% · 4.625%
HK$45,166
+HK$2,591/mo
Deposit HK$8.78M · loan HK$8.78M · min. income ≈ HK$85,150/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$658,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,570
−HK$2,408/mo
▼ 0.25% · 3.875%
HK$45,765
−HK$1,213/mo
Today · 4.125%
HK$46,978
baseline
▲ 0.50% · 4.625%
HK$49,454
+HK$2,476/mo
Deposit HK$8.78M · loan HK$8.78M · min. income ≈ HK$93,956/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$658,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,075
−HK$3,015/mo
▼ 0.25% · 3.875%
HK$49,571
−HK$1,519/mo
Today · 4.125%
HK$51,090
baseline
▲ 0.50% · 4.625%
HK$54,199
+HK$3,109/mo
Deposit HK$7.03M · loan HK$10.54M · min. income ≈ HK$102,180/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$658,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,483
−HK$2,890/mo
▼ 0.25% · 3.875%
HK$54,918
−HK$1,455/mo
Today · 4.125%
HK$56,373
baseline
▲ 0.50% · 4.625%
HK$59,345
+HK$2,972/mo
Deposit HK$7.03M · loan HK$10.54M · min. income ≈ HK$112,746/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$658,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,088
−HK$3,517/mo
▼ 0.25% · 3.875%
HK$57,833
−HK$1,772/mo
Today · 4.125%
HK$59,605
baseline
▲ 0.50% · 4.625%
HK$63,232
+HK$3,627/mo
Deposit HK$5.27M · loan HK$12.30M · min. income ≈ HK$119,210/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$658,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,397
−HK$3,372/mo
▼ 0.25% · 3.875%
HK$64,071
−HK$1,698/mo
Today · 4.125%
HK$65,769
baseline
▲ 0.50% · 4.625%
HK$69,235
+HK$3,466/mo
Deposit HK$5.27M · loan HK$12.30M · min. income ≈ HK$131,538/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$658,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,113
−HK$4,522/mo
▼ 0.25% · 3.875%
HK$74,356
−HK$2,279/mo
Today · 4.125%
HK$76,635
baseline
▲ 0.50% · 4.625%
HK$81,298
+HK$4,663/mo
Deposit HK$1.76M · loan HK$15.81M · min. income ≈ HK$153,270/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$658,855 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,225
−HK$4,335/mo
▼ 0.25% · 3.875%
HK$82,377
−HK$2,183/mo
Today · 4.125%
HK$84,560
baseline
▲ 0.50% · 4.625%
HK$89,017
+HK$4,457/mo
Deposit HK$1.76M · loan HK$15.81M · min. income ≈ HK$169,120/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$658,855 · Scale 2, in force from 26 Feb 2026)