LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,067
−HK$2,512/mo
▼ 0.25% · 3.875%
HK$41,313
−HK$1,266/mo
Today · 4.125%
HK$42,579
baseline
▲ 0.50% · 4.625%
HK$45,170
+HK$2,591/mo
Deposit HK$8.79M · loan HK$8.79M · min. income ≈ HK$85,158/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$658,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,574
−HK$2,408/mo
▼ 0.25% · 3.875%
HK$45,769
−HK$1,213/mo
Today · 4.125%
HK$46,982
baseline
▲ 0.50% · 4.625%
HK$49,459
+HK$2,477/mo
Deposit HK$8.79M · loan HK$8.79M · min. income ≈ HK$93,964/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$658,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,080
−HK$3,015/mo
▼ 0.25% · 3.875%
HK$49,576
−HK$1,519/mo
Today · 4.125%
HK$51,095
baseline
▲ 0.50% · 4.625%
HK$54,204
+HK$3,109/mo
Deposit HK$7.03M · loan HK$10.54M · min. income ≈ HK$102,190/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$658,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,489
−HK$2,889/mo
▼ 0.25% · 3.875%
HK$54,923
−HK$1,455/mo
Today · 4.125%
HK$56,378
baseline
▲ 0.50% · 4.625%
HK$59,350
+HK$2,972/mo
Deposit HK$7.03M · loan HK$10.54M · min. income ≈ HK$112,756/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$658,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,093
−HK$3,518/mo
▼ 0.25% · 3.875%
HK$57,838
−HK$1,773/mo
Today · 4.125%
HK$59,611
baseline
▲ 0.50% · 4.625%
HK$63,238
+HK$3,627/mo
Deposit HK$5.27M · loan HK$12.30M · min. income ≈ HK$119,222/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$658,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,403
−HK$3,372/mo
▼ 0.25% · 3.875%
HK$64,077
−HK$1,698/mo
Today · 4.125%
HK$65,775
baseline
▲ 0.50% · 4.625%
HK$69,242
+HK$3,467/mo
Deposit HK$5.27M · loan HK$12.30M · min. income ≈ HK$131,550/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$658,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,120
−HK$4,523/mo
▼ 0.25% · 3.875%
HK$74,363
−HK$2,280/mo
Today · 4.125%
HK$76,643
baseline
▲ 0.50% · 4.625%
HK$81,306
+HK$4,663/mo
Deposit HK$1.76M · loan HK$15.81M · min. income ≈ HK$153,286/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$658,919 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,233
−HK$4,335/mo
▼ 0.25% · 3.875%
HK$82,385
−HK$2,183/mo
Today · 4.125%
HK$84,568
baseline
▲ 0.50% · 4.625%
HK$89,025
+HK$4,457/mo
Deposit HK$1.76M · loan HK$15.81M · min. income ≈ HK$169,136/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$658,919 · Scale 2, in force from 26 Feb 2026)