LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,068
−HK$2,513/mo
▼ 0.25% · 3.875%
HK$41,315
−HK$1,266/mo
Today · 4.125%
HK$42,581
baseline
▲ 0.50% · 4.625%
HK$45,172
+HK$2,591/mo
Deposit HK$8.79M · loan HK$8.79M · min. income ≈ HK$85,162/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$658,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,576
−HK$2,408/mo
▼ 0.25% · 3.875%
HK$45,771
−HK$1,213/mo
Today · 4.125%
HK$46,984
baseline
▲ 0.50% · 4.625%
HK$49,460
+HK$2,476/mo
Deposit HK$8.79M · loan HK$8.79M · min. income ≈ HK$93,968/mo (50% DSR)
Upfront cash ≈ HK$9.44M (deposit + AVD stamp duty HK$658,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,082
−HK$3,015/mo
▼ 0.25% · 3.875%
HK$49,578
−HK$1,519/mo
Today · 4.125%
HK$51,097
baseline
▲ 0.50% · 4.625%
HK$54,206
+HK$3,109/mo
Deposit HK$7.03M · loan HK$10.54M · min. income ≈ HK$102,194/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$658,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,491
−HK$2,890/mo
▼ 0.25% · 3.875%
HK$54,925
−HK$1,456/mo
Today · 4.125%
HK$56,381
baseline
▲ 0.50% · 4.625%
HK$59,353
+HK$2,972/mo
Deposit HK$7.03M · loan HK$10.54M · min. income ≈ HK$112,762/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$658,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,096
−HK$3,517/mo
▼ 0.25% · 3.875%
HK$57,841
−HK$1,772/mo
Today · 4.125%
HK$59,613
baseline
▲ 0.50% · 4.625%
HK$63,241
+HK$3,628/mo
Deposit HK$5.27M · loan HK$12.30M · min. income ≈ HK$119,226/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$658,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,406
−HK$3,371/mo
▼ 0.25% · 3.875%
HK$64,080
−HK$1,697/mo
Today · 4.125%
HK$65,777
baseline
▲ 0.50% · 4.625%
HK$69,245
+HK$3,468/mo
Deposit HK$5.27M · loan HK$12.30M · min. income ≈ HK$131,554/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$658,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,123
−HK$4,523/mo
▼ 0.25% · 3.875%
HK$74,366
−HK$2,280/mo
Today · 4.125%
HK$76,646
baseline
▲ 0.50% · 4.625%
HK$81,309
+HK$4,663/mo
Deposit HK$1.76M · loan HK$15.81M · min. income ≈ HK$153,292/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$658,945 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,236
−HK$4,335/mo
▼ 0.25% · 3.875%
HK$82,388
−HK$2,183/mo
Today · 4.125%
HK$84,571
baseline
▲ 0.50% · 4.625%
HK$89,029
+HK$4,458/mo
Deposit HK$1.76M · loan HK$15.81M · min. income ≈ HK$169,142/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$658,945 · Scale 2, in force from 26 Feb 2026)