LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,071
−HK$2,512/mo
▼ 0.25% · 3.875%
HK$41,317
−HK$1,266/mo
Today · 4.125%
HK$42,583
baseline
▲ 0.50% · 4.625%
HK$45,174
+HK$2,591/mo
Deposit HK$8.79M · loan HK$8.79M · min. income ≈ HK$85,166/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$658,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,578
−HK$2,409/mo
▼ 0.25% · 3.875%
HK$45,774
−HK$1,213/mo
Today · 4.125%
HK$46,987
baseline
▲ 0.50% · 4.625%
HK$49,463
+HK$2,476/mo
Deposit HK$8.79M · loan HK$8.79M · min. income ≈ HK$93,974/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$658,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,085
−HK$3,015/mo
▼ 0.25% · 3.875%
HK$49,580
−HK$1,520/mo
Today · 4.125%
HK$51,100
baseline
▲ 0.50% · 4.625%
HK$54,209
+HK$3,109/mo
Deposit HK$7.03M · loan HK$10.54M · min. income ≈ HK$102,200/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$658,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,494
−HK$2,890/mo
▼ 0.25% · 3.875%
HK$54,928
−HK$1,456/mo
Today · 4.125%
HK$56,384
baseline
▲ 0.50% · 4.625%
HK$59,356
+HK$2,972/mo
Deposit HK$7.03M · loan HK$10.54M · min. income ≈ HK$112,768/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$658,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,099
−HK$3,518/mo
▼ 0.25% · 3.875%
HK$57,844
−HK$1,773/mo
Today · 4.125%
HK$59,617
baseline
▲ 0.50% · 4.625%
HK$63,244
+HK$3,627/mo
Deposit HK$5.27M · loan HK$12.30M · min. income ≈ HK$119,234/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$658,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,409
−HK$3,372/mo
▼ 0.25% · 3.875%
HK$64,083
−HK$1,698/mo
Today · 4.125%
HK$65,781
baseline
▲ 0.50% · 4.625%
HK$69,249
+HK$3,468/mo
Deposit HK$5.27M · loan HK$12.30M · min. income ≈ HK$131,562/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$658,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,127
−HK$4,523/mo
▼ 0.25% · 3.875%
HK$74,371
−HK$2,279/mo
Today · 4.125%
HK$76,650
baseline
▲ 0.50% · 4.625%
HK$81,314
+HK$4,664/mo
Deposit HK$1.76M · loan HK$15.82M · min. income ≈ HK$153,300/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$658,982 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,241
−HK$4,335/mo
▼ 0.25% · 3.875%
HK$82,393
−HK$2,183/mo
Today · 4.125%
HK$84,576
baseline
▲ 0.50% · 4.625%
HK$89,034
+HK$4,458/mo
Deposit HK$1.76M · loan HK$15.82M · min. income ≈ HK$169,152/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$658,982 · Scale 2, in force from 26 Feb 2026)