LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,071
−HK$2,513/mo
▼ 0.25% · 3.875%
HK$41,318
−HK$1,266/mo
Today · 4.125%
HK$42,584
baseline
▲ 0.50% · 4.625%
HK$45,175
+HK$2,591/mo
Deposit HK$8.79M · loan HK$8.79M · min. income ≈ HK$85,168/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$658,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,579
−HK$2,409/mo
▼ 0.25% · 3.875%
HK$45,775
−HK$1,213/mo
Today · 4.125%
HK$46,988
baseline
▲ 0.50% · 4.625%
HK$49,464
+HK$2,476/mo
Deposit HK$8.79M · loan HK$8.79M · min. income ≈ HK$93,976/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$658,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,086
−HK$3,015/mo
▼ 0.25% · 3.875%
HK$49,581
−HK$1,520/mo
Today · 4.125%
HK$51,101
baseline
▲ 0.50% · 4.625%
HK$54,210
+HK$3,109/mo
Deposit HK$7.03M · loan HK$10.54M · min. income ≈ HK$102,202/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$658,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,495
−HK$2,890/mo
▼ 0.25% · 3.875%
HK$54,930
−HK$1,455/mo
Today · 4.125%
HK$56,385
baseline
▲ 0.50% · 4.625%
HK$59,357
+HK$2,972/mo
Deposit HK$7.03M · loan HK$10.54M · min. income ≈ HK$112,770/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$658,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,100
−HK$3,518/mo
▼ 0.25% · 3.875%
HK$57,845
−HK$1,773/mo
Today · 4.125%
HK$59,618
baseline
▲ 0.50% · 4.625%
HK$63,246
+HK$3,628/mo
Deposit HK$5.27M · loan HK$12.30M · min. income ≈ HK$119,236/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$658,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,411
−HK$3,372/mo
▼ 0.25% · 3.875%
HK$64,084
−HK$1,699/mo
Today · 4.125%
HK$65,783
baseline
▲ 0.50% · 4.625%
HK$69,250
+HK$3,467/mo
Deposit HK$5.27M · loan HK$12.30M · min. income ≈ HK$131,566/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$658,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,129
−HK$4,523/mo
▼ 0.25% · 3.875%
HK$74,372
−HK$2,280/mo
Today · 4.125%
HK$76,652
baseline
▲ 0.50% · 4.625%
HK$81,316
+HK$4,664/mo
Deposit HK$1.76M · loan HK$15.82M · min. income ≈ HK$153,304/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$658,996 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,242
−HK$4,336/mo
▼ 0.25% · 3.875%
HK$82,394
−HK$2,184/mo
Today · 4.125%
HK$84,578
baseline
▲ 0.50% · 4.625%
HK$89,036
+HK$4,458/mo
Deposit HK$1.76M · loan HK$15.82M · min. income ≈ HK$169,156/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$658,996 · Scale 2, in force from 26 Feb 2026)