LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,074
−HK$2,513/mo
▼ 0.25% · 3.875%
HK$41,321
−HK$1,266/mo
Today · 4.125%
HK$42,587
baseline
▲ 0.50% · 4.625%
HK$45,179
+HK$2,592/mo
Deposit HK$8.79M · loan HK$8.79M · min. income ≈ HK$85,174/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$659,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,582
−HK$2,409/mo
▼ 0.25% · 3.875%
HK$45,778
−HK$1,213/mo
Today · 4.125%
HK$46,991
baseline
▲ 0.50% · 4.625%
HK$49,468
+HK$2,477/mo
Deposit HK$8.79M · loan HK$8.79M · min. income ≈ HK$93,982/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$659,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,089
−HK$3,016/mo
▼ 0.25% · 3.875%
HK$49,585
−HK$1,520/mo
Today · 4.125%
HK$51,105
baseline
▲ 0.50% · 4.625%
HK$54,214
+HK$3,109/mo
Deposit HK$7.03M · loan HK$10.54M · min. income ≈ HK$102,210/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$659,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,499
−HK$2,890/mo
▼ 0.25% · 3.875%
HK$54,934
−HK$1,455/mo
Today · 4.125%
HK$56,389
baseline
▲ 0.50% · 4.625%
HK$59,361
+HK$2,972/mo
Deposit HK$7.03M · loan HK$10.54M · min. income ≈ HK$112,778/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$659,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,104
−HK$3,518/mo
▼ 0.25% · 3.875%
HK$57,849
−HK$1,773/mo
Today · 4.125%
HK$59,622
baseline
▲ 0.50% · 4.625%
HK$63,250
+HK$3,628/mo
Deposit HK$5.27M · loan HK$12.30M · min. income ≈ HK$119,244/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$659,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,415
−HK$3,372/mo
▼ 0.25% · 3.875%
HK$64,089
−HK$1,698/mo
Today · 4.125%
HK$65,787
baseline
▲ 0.50% · 4.625%
HK$69,255
+HK$3,468/mo
Deposit HK$5.27M · loan HK$12.30M · min. income ≈ HK$131,574/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$659,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,134
−HK$4,523/mo
▼ 0.25% · 3.875%
HK$74,378
−HK$2,279/mo
Today · 4.125%
HK$76,657
baseline
▲ 0.50% · 4.625%
HK$81,322
+HK$4,665/mo
Deposit HK$1.76M · loan HK$15.82M · min. income ≈ HK$153,314/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,044 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,248
−HK$4,336/mo
▼ 0.25% · 3.875%
HK$82,400
−HK$2,184/mo
Today · 4.125%
HK$84,584
baseline
▲ 0.50% · 4.625%
HK$89,042
+HK$4,458/mo
Deposit HK$1.76M · loan HK$15.82M · min. income ≈ HK$169,168/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,044 · Scale 2, in force from 26 Feb 2026)