LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,077
−HK$2,513/mo
▼ 0.25% · 3.875%
HK$41,323
−HK$1,267/mo
Today · 4.125%
HK$42,590
baseline
▲ 0.50% · 4.625%
HK$45,181
+HK$2,591/mo
Deposit HK$8.79M · loan HK$8.79M · min. income ≈ HK$85,180/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$659,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,585
−HK$2,409/mo
▼ 0.25% · 3.875%
HK$45,781
−HK$1,213/mo
Today · 4.125%
HK$46,994
baseline
▲ 0.50% · 4.625%
HK$49,471
+HK$2,477/mo
Deposit HK$8.79M · loan HK$8.79M · min. income ≈ HK$93,988/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$659,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,092
−HK$3,016/mo
▼ 0.25% · 3.875%
HK$49,588
−HK$1,520/mo
Today · 4.125%
HK$51,108
baseline
▲ 0.50% · 4.625%
HK$54,218
+HK$3,110/mo
Deposit HK$7.03M · loan HK$10.55M · min. income ≈ HK$102,216/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$659,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,502
−HK$2,891/mo
▼ 0.25% · 3.875%
HK$54,937
−HK$1,456/mo
Today · 4.125%
HK$56,393
baseline
▲ 0.50% · 4.625%
HK$59,365
+HK$2,972/mo
Deposit HK$7.03M · loan HK$10.55M · min. income ≈ HK$112,786/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$659,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,107
−HK$3,519/mo
▼ 0.25% · 3.875%
HK$57,853
−HK$1,773/mo
Today · 4.125%
HK$59,626
baseline
▲ 0.50% · 4.625%
HK$63,254
+HK$3,628/mo
Deposit HK$5.27M · loan HK$12.30M · min. income ≈ HK$119,252/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$659,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,419
−HK$3,372/mo
▼ 0.25% · 3.875%
HK$64,093
−HK$1,698/mo
Today · 4.125%
HK$65,791
baseline
▲ 0.50% · 4.625%
HK$69,259
+HK$3,468/mo
Deposit HK$5.27M · loan HK$12.30M · min. income ≈ HK$131,582/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$659,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,138
−HK$4,524/mo
▼ 0.25% · 3.875%
HK$74,382
−HK$2,280/mo
Today · 4.125%
HK$76,662
baseline
▲ 0.50% · 4.625%
HK$81,327
+HK$4,665/mo
Deposit HK$1.76M · loan HK$15.82M · min. income ≈ HK$153,324/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,084 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,253
−HK$4,336/mo
▼ 0.25% · 3.875%
HK$82,405
−HK$2,184/mo
Today · 4.125%
HK$84,589
baseline
▲ 0.50% · 4.625%
HK$89,048
+HK$4,459/mo
Deposit HK$1.76M · loan HK$15.82M · min. income ≈ HK$169,178/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,084 · Scale 2, in force from 26 Feb 2026)