LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,080
−HK$2,513/mo
▼ 0.25% · 3.875%
HK$41,326
−HK$1,267/mo
Today · 4.125%
HK$42,593
baseline
▲ 0.50% · 4.625%
HK$45,185
+HK$2,592/mo
Deposit HK$8.79M · loan HK$8.79M · min. income ≈ HK$85,186/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$659,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,588
−HK$2,409/mo
▼ 0.25% · 3.875%
HK$45,784
−HK$1,213/mo
Today · 4.125%
HK$46,997
baseline
▲ 0.50% · 4.625%
HK$49,475
+HK$2,478/mo
Deposit HK$8.79M · loan HK$8.79M · min. income ≈ HK$93,994/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$659,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,096
−HK$3,016/mo
▼ 0.25% · 3.875%
HK$49,592
−HK$1,520/mo
Today · 4.125%
HK$51,112
baseline
▲ 0.50% · 4.625%
HK$54,222
+HK$3,110/mo
Deposit HK$7.03M · loan HK$10.55M · min. income ≈ HK$102,224/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$659,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,506
−HK$2,891/mo
▼ 0.25% · 3.875%
HK$54,941
−HK$1,456/mo
Today · 4.125%
HK$56,397
baseline
▲ 0.50% · 4.625%
HK$59,370
+HK$2,973/mo
Deposit HK$7.03M · loan HK$10.55M · min. income ≈ HK$112,794/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$659,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,112
−HK$3,518/mo
▼ 0.25% · 3.875%
HK$57,857
−HK$1,773/mo
Today · 4.125%
HK$59,630
baseline
▲ 0.50% · 4.625%
HK$63,259
+HK$3,629/mo
Deposit HK$5.27M · loan HK$12.30M · min. income ≈ HK$119,260/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$659,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,424
−HK$3,372/mo
▼ 0.25% · 3.875%
HK$64,098
−HK$1,698/mo
Today · 4.125%
HK$65,796
baseline
▲ 0.50% · 4.625%
HK$69,264
+HK$3,468/mo
Deposit HK$5.27M · loan HK$12.30M · min. income ≈ HK$131,592/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$659,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,144
−HK$4,524/mo
▼ 0.25% · 3.875%
HK$74,388
−HK$2,280/mo
Today · 4.125%
HK$76,668
baseline
▲ 0.50% · 4.625%
HK$81,333
+HK$4,665/mo
Deposit HK$1.76M · loan HK$15.82M · min. income ≈ HK$153,336/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,133 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,259
−HK$4,336/mo
▼ 0.25% · 3.875%
HK$82,411
−HK$2,184/mo
Today · 4.125%
HK$84,595
baseline
▲ 0.50% · 4.625%
HK$89,054
+HK$4,459/mo
Deposit HK$1.76M · loan HK$15.82M · min. income ≈ HK$169,190/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,133 · Scale 2, in force from 26 Feb 2026)