LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,080
−HK$2,514/mo
▼ 0.25% · 3.875%
HK$41,327
−HK$1,267/mo
Today · 4.125%
HK$42,594
baseline
▲ 0.50% · 4.625%
HK$45,185
+HK$2,591/mo
Deposit HK$8.79M · loan HK$8.79M · min. income ≈ HK$85,188/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$659,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,589
−HK$2,409/mo
▼ 0.25% · 3.875%
HK$45,785
−HK$1,213/mo
Today · 4.125%
HK$46,998
baseline
▲ 0.50% · 4.625%
HK$49,475
+HK$2,477/mo
Deposit HK$8.79M · loan HK$8.79M · min. income ≈ HK$93,996/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$659,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,096
−HK$3,016/mo
▼ 0.25% · 3.875%
HK$49,592
−HK$1,520/mo
Today · 4.125%
HK$51,112
baseline
▲ 0.50% · 4.625%
HK$54,222
+HK$3,110/mo
Deposit HK$7.03M · loan HK$10.55M · min. income ≈ HK$102,224/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$659,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,507
−HK$2,890/mo
▼ 0.25% · 3.875%
HK$54,942
−HK$1,455/mo
Today · 4.125%
HK$56,397
baseline
▲ 0.50% · 4.625%
HK$59,370
+HK$2,973/mo
Deposit HK$7.03M · loan HK$10.55M · min. income ≈ HK$112,794/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$659,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,112
−HK$3,519/mo
▼ 0.25% · 3.875%
HK$57,858
−HK$1,773/mo
Today · 4.125%
HK$59,631
baseline
▲ 0.50% · 4.625%
HK$63,260
+HK$3,629/mo
Deposit HK$5.27M · loan HK$12.30M · min. income ≈ HK$119,262/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$659,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,424
−HK$3,373/mo
▼ 0.25% · 3.875%
HK$64,099
−HK$1,698/mo
Today · 4.125%
HK$65,797
baseline
▲ 0.50% · 4.625%
HK$69,265
+HK$3,468/mo
Deposit HK$5.27M · loan HK$12.30M · min. income ≈ HK$131,594/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$659,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,144
−HK$4,525/mo
▼ 0.25% · 3.875%
HK$74,389
−HK$2,280/mo
Today · 4.125%
HK$76,669
baseline
▲ 0.50% · 4.625%
HK$81,334
+HK$4,665/mo
Deposit HK$1.76M · loan HK$15.82M · min. income ≈ HK$153,338/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,141 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,260
−HK$4,336/mo
▼ 0.25% · 3.875%
HK$82,413
−HK$2,183/mo
Today · 4.125%
HK$84,596
baseline
▲ 0.50% · 4.625%
HK$89,055
+HK$4,459/mo
Deposit HK$1.76M · loan HK$15.82M · min. income ≈ HK$169,192/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,141 · Scale 2, in force from 26 Feb 2026)