LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,081
−HK$2,514/mo
▼ 0.25% · 3.875%
HK$41,328
−HK$1,267/mo
Today · 4.125%
HK$42,595
baseline
▲ 0.50% · 4.625%
HK$45,186
+HK$2,591/mo
Deposit HK$8.79M · loan HK$8.79M · min. income ≈ HK$85,190/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$659,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,590
−HK$2,409/mo
▼ 0.25% · 3.875%
HK$45,786
−HK$1,213/mo
Today · 4.125%
HK$46,999
baseline
▲ 0.50% · 4.625%
HK$49,476
+HK$2,477/mo
Deposit HK$8.79M · loan HK$8.79M · min. income ≈ HK$93,998/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$659,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,098
−HK$3,016/mo
▼ 0.25% · 3.875%
HK$49,594
−HK$1,520/mo
Today · 4.125%
HK$51,114
baseline
▲ 0.50% · 4.625%
HK$54,224
+HK$3,110/mo
Deposit HK$7.03M · loan HK$10.55M · min. income ≈ HK$102,228/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$659,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,508
−HK$2,891/mo
▼ 0.25% · 3.875%
HK$54,943
−HK$1,456/mo
Today · 4.125%
HK$56,399
baseline
▲ 0.50% · 4.625%
HK$59,372
+HK$2,973/mo
Deposit HK$7.03M · loan HK$10.55M · min. income ≈ HK$112,798/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$659,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,114
−HK$3,519/mo
▼ 0.25% · 3.875%
HK$57,859
−HK$1,774/mo
Today · 4.125%
HK$59,633
baseline
▲ 0.50% · 4.625%
HK$63,261
+HK$3,628/mo
Deposit HK$5.27M · loan HK$12.30M · min. income ≈ HK$119,266/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$659,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,426
−HK$3,373/mo
▼ 0.25% · 3.875%
HK$64,100
−HK$1,699/mo
Today · 4.125%
HK$65,799
baseline
▲ 0.50% · 4.625%
HK$69,267
+HK$3,468/mo
Deposit HK$5.27M · loan HK$12.30M · min. income ≈ HK$131,598/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$659,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,146
−HK$4,524/mo
▼ 0.25% · 3.875%
HK$74,390
−HK$2,280/mo
Today · 4.125%
HK$76,670
baseline
▲ 0.50% · 4.625%
HK$81,336
+HK$4,666/mo
Deposit HK$1.76M · loan HK$15.82M · min. income ≈ HK$153,340/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,158 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,262
−HK$4,336/mo
▼ 0.25% · 3.875%
HK$82,415
−HK$2,183/mo
Today · 4.125%
HK$84,598
baseline
▲ 0.50% · 4.625%
HK$89,058
+HK$4,460/mo
Deposit HK$1.76M · loan HK$15.82M · min. income ≈ HK$169,196/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,158 · Scale 2, in force from 26 Feb 2026)