LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,084
−HK$2,513/mo
▼ 0.25% · 3.875%
HK$41,330
−HK$1,267/mo
Today · 4.125%
HK$42,597
baseline
▲ 0.50% · 4.625%
HK$45,189
+HK$2,592/mo
Deposit HK$8.79M · loan HK$8.79M · min. income ≈ HK$85,194/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$659,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,592
−HK$2,410/mo
▼ 0.25% · 3.875%
HK$45,788
−HK$1,214/mo
Today · 4.125%
HK$47,002
baseline
▲ 0.50% · 4.625%
HK$49,479
+HK$2,477/mo
Deposit HK$8.79M · loan HK$8.79M · min. income ≈ HK$94,004/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$659,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,100
−HK$3,017/mo
▼ 0.25% · 3.875%
HK$49,596
−HK$1,521/mo
Today · 4.125%
HK$51,117
baseline
▲ 0.50% · 4.625%
HK$54,227
+HK$3,110/mo
Deposit HK$7.03M · loan HK$10.55M · min. income ≈ HK$102,234/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$659,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,511
−HK$2,891/mo
▼ 0.25% · 3.875%
HK$54,946
−HK$1,456/mo
Today · 4.125%
HK$56,402
baseline
▲ 0.50% · 4.625%
HK$59,375
+HK$2,973/mo
Deposit HK$7.03M · loan HK$10.55M · min. income ≈ HK$112,804/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$659,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,117
−HK$3,519/mo
▼ 0.25% · 3.875%
HK$57,862
−HK$1,774/mo
Today · 4.125%
HK$59,636
baseline
▲ 0.50% · 4.625%
HK$63,265
+HK$3,629/mo
Deposit HK$5.27M · loan HK$12.30M · min. income ≈ HK$119,272/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$659,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,429
−HK$3,373/mo
▼ 0.25% · 3.875%
HK$64,104
−HK$1,698/mo
Today · 4.125%
HK$65,802
baseline
▲ 0.50% · 4.625%
HK$69,271
+HK$3,469/mo
Deposit HK$5.27M · loan HK$12.30M · min. income ≈ HK$131,604/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$659,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,150
−HK$4,525/mo
▼ 0.25% · 3.875%
HK$74,395
−HK$2,280/mo
Today · 4.125%
HK$76,675
baseline
▲ 0.50% · 4.625%
HK$81,340
+HK$4,665/mo
Deposit HK$1.76M · loan HK$15.82M · min. income ≈ HK$153,350/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,195 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,266
−HK$4,337/mo
▼ 0.25% · 3.875%
HK$82,419
−HK$2,184/mo
Today · 4.125%
HK$84,603
baseline
▲ 0.50% · 4.625%
HK$89,063
+HK$4,460/mo
Deposit HK$1.76M · loan HK$15.82M · min. income ≈ HK$169,206/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,195 · Scale 2, in force from 26 Feb 2026)