LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,084
−HK$2,514/mo
▼ 0.25% · 3.875%
HK$41,331
−HK$1,267/mo
Today · 4.125%
HK$42,598
baseline
▲ 0.50% · 4.625%
HK$45,190
+HK$2,592/mo
Deposit HK$8.79M · loan HK$8.79M · min. income ≈ HK$85,196/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$659,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,593
−HK$2,409/mo
▼ 0.25% · 3.875%
HK$45,789
−HK$1,213/mo
Today · 4.125%
HK$47,002
baseline
▲ 0.50% · 4.625%
HK$49,480
+HK$2,478/mo
Deposit HK$8.79M · loan HK$8.79M · min. income ≈ HK$94,004/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$659,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,101
−HK$3,016/mo
▼ 0.25% · 3.875%
HK$49,597
−HK$1,520/mo
Today · 4.125%
HK$51,117
baseline
▲ 0.50% · 4.625%
HK$54,228
+HK$3,111/mo
Deposit HK$7.03M · loan HK$10.55M · min. income ≈ HK$102,234/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$659,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,512
−HK$2,891/mo
▼ 0.25% · 3.875%
HK$54,947
−HK$1,456/mo
Today · 4.125%
HK$56,403
baseline
▲ 0.50% · 4.625%
HK$59,376
+HK$2,973/mo
Deposit HK$7.03M · loan HK$10.55M · min. income ≈ HK$112,806/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$659,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,118
−HK$3,519/mo
▼ 0.25% · 3.875%
HK$57,863
−HK$1,774/mo
Today · 4.125%
HK$59,637
baseline
▲ 0.50% · 4.625%
HK$63,266
+HK$3,629/mo
Deposit HK$5.27M · loan HK$12.31M · min. income ≈ HK$119,274/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$659,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,430
−HK$3,373/mo
▼ 0.25% · 3.875%
HK$64,105
−HK$1,698/mo
Today · 4.125%
HK$65,803
baseline
▲ 0.50% · 4.625%
HK$69,272
+HK$3,469/mo
Deposit HK$5.27M · loan HK$12.31M · min. income ≈ HK$131,606/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$659,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,151
−HK$4,525/mo
▼ 0.25% · 3.875%
HK$74,396
−HK$2,280/mo
Today · 4.125%
HK$76,676
baseline
▲ 0.50% · 4.625%
HK$81,342
+HK$4,666/mo
Deposit HK$1.76M · loan HK$15.82M · min. income ≈ HK$153,352/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,205 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,268
−HK$4,336/mo
▼ 0.25% · 3.875%
HK$82,421
−HK$2,183/mo
Today · 4.125%
HK$84,604
baseline
▲ 0.50% · 4.625%
HK$89,064
+HK$4,460/mo
Deposit HK$1.76M · loan HK$15.82M · min. income ≈ HK$169,208/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,205 · Scale 2, in force from 26 Feb 2026)