LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,084
−HK$2,514/mo
▼ 0.25% · 3.875%
HK$41,331
−HK$1,267/mo
Today · 4.125%
HK$42,598
baseline
▲ 0.50% · 4.625%
HK$45,190
+HK$2,592/mo
Deposit HK$8.79M · loan HK$8.79M · min. income ≈ HK$85,196/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$659,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,593
−HK$2,410/mo
▼ 0.25% · 3.875%
HK$45,789
−HK$1,214/mo
Today · 4.125%
HK$47,003
baseline
▲ 0.50% · 4.625%
HK$49,480
+HK$2,477/mo
Deposit HK$8.79M · loan HK$8.79M · min. income ≈ HK$94,006/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$659,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,101
−HK$3,017/mo
▼ 0.25% · 3.875%
HK$49,597
−HK$1,521/mo
Today · 4.125%
HK$51,118
baseline
▲ 0.50% · 4.625%
HK$54,228
+HK$3,110/mo
Deposit HK$7.03M · loan HK$10.55M · min. income ≈ HK$102,236/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$659,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,512
−HK$2,891/mo
▼ 0.25% · 3.875%
HK$54,947
−HK$1,456/mo
Today · 4.125%
HK$56,403
baseline
▲ 0.50% · 4.625%
HK$59,376
+HK$2,973/mo
Deposit HK$7.03M · loan HK$10.55M · min. income ≈ HK$112,806/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$659,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,118
−HK$3,519/mo
▼ 0.25% · 3.875%
HK$57,864
−HK$1,773/mo
Today · 4.125%
HK$59,637
baseline
▲ 0.50% · 4.625%
HK$63,266
+HK$3,629/mo
Deposit HK$5.27M · loan HK$12.31M · min. income ≈ HK$119,274/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$659,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,431
−HK$3,373/mo
▼ 0.25% · 3.875%
HK$64,105
−HK$1,699/mo
Today · 4.125%
HK$65,804
baseline
▲ 0.50% · 4.625%
HK$69,272
+HK$3,468/mo
Deposit HK$5.27M · loan HK$12.31M · min. income ≈ HK$131,608/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$659,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,152
−HK$4,524/mo
▼ 0.25% · 3.875%
HK$74,396
−HK$2,280/mo
Today · 4.125%
HK$76,676
baseline
▲ 0.50% · 4.625%
HK$81,342
+HK$4,666/mo
Deposit HK$1.76M · loan HK$15.82M · min. income ≈ HK$153,352/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,208 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,268
−HK$4,337/mo
▼ 0.25% · 3.875%
HK$82,421
−HK$2,184/mo
Today · 4.125%
HK$84,605
baseline
▲ 0.50% · 4.625%
HK$89,064
+HK$4,459/mo
Deposit HK$1.76M · loan HK$15.82M · min. income ≈ HK$169,210/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,208 · Scale 2, in force from 26 Feb 2026)