LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,085
−HK$2,514/mo
▼ 0.25% · 3.875%
HK$41,332
−HK$1,267/mo
Today · 4.125%
HK$42,599
baseline
▲ 0.50% · 4.625%
HK$45,191
+HK$2,592/mo
Deposit HK$8.79M · loan HK$8.79M · min. income ≈ HK$85,198/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$659,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,594
−HK$2,410/mo
▼ 0.25% · 3.875%
HK$45,790
−HK$1,214/mo
Today · 4.125%
HK$47,004
baseline
▲ 0.50% · 4.625%
HK$49,481
+HK$2,477/mo
Deposit HK$8.79M · loan HK$8.79M · min. income ≈ HK$94,008/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$659,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,102
−HK$3,017/mo
▼ 0.25% · 3.875%
HK$49,599
−HK$1,520/mo
Today · 4.125%
HK$51,119
baseline
▲ 0.50% · 4.625%
HK$54,229
+HK$3,110/mo
Deposit HK$7.03M · loan HK$10.55M · min. income ≈ HK$102,238/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$659,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,513
−HK$2,891/mo
▼ 0.25% · 3.875%
HK$54,948
−HK$1,456/mo
Today · 4.125%
HK$56,404
baseline
▲ 0.50% · 4.625%
HK$59,378
+HK$2,974/mo
Deposit HK$7.03M · loan HK$10.55M · min. income ≈ HK$112,808/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$659,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,119
−HK$3,519/mo
▼ 0.25% · 3.875%
HK$57,865
−HK$1,773/mo
Today · 4.125%
HK$59,638
baseline
▲ 0.50% · 4.625%
HK$63,267
+HK$3,629/mo
Deposit HK$5.27M · loan HK$12.31M · min. income ≈ HK$119,276/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$659,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,432
−HK$3,373/mo
▼ 0.25% · 3.875%
HK$64,107
−HK$1,698/mo
Today · 4.125%
HK$65,805
baseline
▲ 0.50% · 4.625%
HK$69,274
+HK$3,469/mo
Deposit HK$5.27M · loan HK$12.31M · min. income ≈ HK$131,610/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$659,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,153
−HK$4,525/mo
▼ 0.25% · 3.875%
HK$74,398
−HK$2,280/mo
Today · 4.125%
HK$76,678
baseline
▲ 0.50% · 4.625%
HK$81,344
+HK$4,666/mo
Deposit HK$1.76M · loan HK$15.82M · min. income ≈ HK$153,356/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,223 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,270
−HK$4,337/mo
▼ 0.25% · 3.875%
HK$82,423
−HK$2,184/mo
Today · 4.125%
HK$84,607
baseline
▲ 0.50% · 4.625%
HK$89,066
+HK$4,459/mo
Deposit HK$1.76M · loan HK$15.82M · min. income ≈ HK$169,214/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,223 · Scale 2, in force from 26 Feb 2026)