LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,087
−HK$2,514/mo
▼ 0.25% · 3.875%
HK$41,334
−HK$1,267/mo
Today · 4.125%
HK$42,601
baseline
▲ 0.50% · 4.625%
HK$45,193
+HK$2,592/mo
Deposit HK$8.79M · loan HK$8.79M · min. income ≈ HK$85,202/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$659,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,597
−HK$2,409/mo
▼ 0.25% · 3.875%
HK$45,793
−HK$1,213/mo
Today · 4.125%
HK$47,006
baseline
▲ 0.50% · 4.625%
HK$49,484
+HK$2,478/mo
Deposit HK$8.79M · loan HK$8.79M · min. income ≈ HK$94,012/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$659,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,105
−HK$3,016/mo
▼ 0.25% · 3.875%
HK$49,601
−HK$1,520/mo
Today · 4.125%
HK$51,121
baseline
▲ 0.50% · 4.625%
HK$54,232
+HK$3,111/mo
Deposit HK$7.03M · loan HK$10.55M · min. income ≈ HK$102,242/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$659,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,516
−HK$2,891/mo
▼ 0.25% · 3.875%
HK$54,951
−HK$1,456/mo
Today · 4.125%
HK$56,407
baseline
▲ 0.50% · 4.625%
HK$59,381
+HK$2,974/mo
Deposit HK$7.03M · loan HK$10.55M · min. income ≈ HK$112,814/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$659,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,122
−HK$3,519/mo
▼ 0.25% · 3.875%
HK$57,868
−HK$1,773/mo
Today · 4.125%
HK$59,641
baseline
▲ 0.50% · 4.625%
HK$63,270
+HK$3,629/mo
Deposit HK$5.27M · loan HK$12.31M · min. income ≈ HK$119,282/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$659,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,435
−HK$3,373/mo
▼ 0.25% · 3.875%
HK$64,110
−HK$1,698/mo
Today · 4.125%
HK$65,808
baseline
▲ 0.50% · 4.625%
HK$69,277
+HK$3,469/mo
Deposit HK$5.27M · loan HK$12.31M · min. income ≈ HK$131,616/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$659,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,157
−HK$4,525/mo
▼ 0.25% · 3.875%
HK$74,401
−HK$2,281/mo
Today · 4.125%
HK$76,682
baseline
▲ 0.50% · 4.625%
HK$81,348
+HK$4,666/mo
Deposit HK$1.76M · loan HK$15.82M · min. income ≈ HK$153,364/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,255 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,274
−HK$4,337/mo
▼ 0.25% · 3.875%
HK$82,427
−HK$2,184/mo
Today · 4.125%
HK$84,611
baseline
▲ 0.50% · 4.625%
HK$89,071
+HK$4,460/mo
Deposit HK$1.76M · loan HK$15.82M · min. income ≈ HK$169,222/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,255 · Scale 2, in force from 26 Feb 2026)