LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,089
−HK$2,514/mo
▼ 0.25% · 3.875%
HK$41,336
−HK$1,267/mo
Today · 4.125%
HK$42,603
baseline
▲ 0.50% · 4.625%
HK$45,195
+HK$2,592/mo
Deposit HK$8.79M · loan HK$8.79M · min. income ≈ HK$85,206/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$659,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,599
−HK$2,409/mo
▼ 0.25% · 3.875%
HK$45,795
−HK$1,213/mo
Today · 4.125%
HK$47,008
baseline
▲ 0.50% · 4.625%
HK$49,486
+HK$2,478/mo
Deposit HK$8.79M · loan HK$8.79M · min. income ≈ HK$94,016/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$659,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,107
−HK$3,017/mo
▼ 0.25% · 3.875%
HK$49,603
−HK$1,521/mo
Today · 4.125%
HK$51,124
baseline
▲ 0.50% · 4.625%
HK$54,235
+HK$3,111/mo
Deposit HK$7.03M · loan HK$10.55M · min. income ≈ HK$102,248/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$659,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,519
−HK$2,891/mo
▼ 0.25% · 3.875%
HK$54,954
−HK$1,456/mo
Today · 4.125%
HK$56,410
baseline
▲ 0.50% · 4.625%
HK$59,384
+HK$2,974/mo
Deposit HK$7.03M · loan HK$10.55M · min. income ≈ HK$112,820/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$659,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,125
−HK$3,519/mo
▼ 0.25% · 3.875%
HK$57,871
−HK$1,773/mo
Today · 4.125%
HK$59,644
baseline
▲ 0.50% · 4.625%
HK$63,274
+HK$3,630/mo
Deposit HK$5.27M · loan HK$12.31M · min. income ≈ HK$119,288/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$659,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,438
−HK$3,374/mo
▼ 0.25% · 3.875%
HK$64,113
−HK$1,699/mo
Today · 4.125%
HK$65,812
baseline
▲ 0.50% · 4.625%
HK$69,281
+HK$3,469/mo
Deposit HK$5.27M · loan HK$12.31M · min. income ≈ HK$131,624/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$659,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,161
−HK$4,525/mo
▼ 0.25% · 3.875%
HK$74,405
−HK$2,281/mo
Today · 4.125%
HK$76,686
baseline
▲ 0.50% · 4.625%
HK$81,352
+HK$4,666/mo
Deposit HK$1.76M · loan HK$15.82M · min. income ≈ HK$153,372/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,289 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,278
−HK$4,337/mo
▼ 0.25% · 3.875%
HK$82,431
−HK$2,184/mo
Today · 4.125%
HK$84,615
baseline
▲ 0.50% · 4.625%
HK$89,075
+HK$4,460/mo
Deposit HK$1.76M · loan HK$15.82M · min. income ≈ HK$169,230/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,289 · Scale 2, in force from 26 Feb 2026)