LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,090
−HK$2,514/mo
▼ 0.25% · 3.875%
HK$41,337
−HK$1,267/mo
Today · 4.125%
HK$42,604
baseline
▲ 0.50% · 4.625%
HK$45,196
+HK$2,592/mo
Deposit HK$8.79M · loan HK$8.79M · min. income ≈ HK$85,208/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$659,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,599
−HK$2,410/mo
▼ 0.25% · 3.875%
HK$45,795
−HK$1,214/mo
Today · 4.125%
HK$47,009
baseline
▲ 0.50% · 4.625%
HK$49,487
+HK$2,478/mo
Deposit HK$8.79M · loan HK$8.79M · min. income ≈ HK$94,018/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$659,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,108
−HK$3,016/mo
▼ 0.25% · 3.875%
HK$49,604
−HK$1,520/mo
Today · 4.125%
HK$51,124
baseline
▲ 0.50% · 4.625%
HK$54,235
+HK$3,111/mo
Deposit HK$7.03M · loan HK$10.55M · min. income ≈ HK$102,248/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$659,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,519
−HK$2,892/mo
▼ 0.25% · 3.875%
HK$54,954
−HK$1,457/mo
Today · 4.125%
HK$56,411
baseline
▲ 0.50% · 4.625%
HK$59,384
+HK$2,973/mo
Deposit HK$7.03M · loan HK$10.55M · min. income ≈ HK$112,822/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$659,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,125
−HK$3,520/mo
▼ 0.25% · 3.875%
HK$57,871
−HK$1,774/mo
Today · 4.125%
HK$59,645
baseline
▲ 0.50% · 4.625%
HK$63,274
+HK$3,629/mo
Deposit HK$5.27M · loan HK$12.31M · min. income ≈ HK$119,290/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$659,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,439
−HK$3,373/mo
▼ 0.25% · 3.875%
HK$64,114
−HK$1,698/mo
Today · 4.125%
HK$65,812
baseline
▲ 0.50% · 4.625%
HK$69,281
+HK$3,469/mo
Deposit HK$5.27M · loan HK$12.31M · min. income ≈ HK$131,624/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$659,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,161
−HK$4,525/mo
▼ 0.25% · 3.875%
HK$74,406
−HK$2,280/mo
Today · 4.125%
HK$76,686
baseline
▲ 0.50% · 4.625%
HK$81,353
+HK$4,667/mo
Deposit HK$1.76M · loan HK$15.82M · min. income ≈ HK$153,372/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,295 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,279
−HK$4,337/mo
▼ 0.25% · 3.875%
HK$82,432
−HK$2,184/mo
Today · 4.125%
HK$84,616
baseline
▲ 0.50% · 4.625%
HK$89,076
+HK$4,460/mo
Deposit HK$1.76M · loan HK$15.82M · min. income ≈ HK$169,232/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,295 · Scale 2, in force from 26 Feb 2026)