LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,091
−HK$2,514/mo
▼ 0.25% · 3.875%
HK$41,338
−HK$1,267/mo
Today · 4.125%
HK$42,605
baseline
▲ 0.50% · 4.625%
HK$45,198
+HK$2,593/mo
Deposit HK$8.79M · loan HK$8.79M · min. income ≈ HK$85,210/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$659,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,601
−HK$2,410/mo
▼ 0.25% · 3.875%
HK$45,797
−HK$1,214/mo
Today · 4.125%
HK$47,011
baseline
▲ 0.50% · 4.625%
HK$49,489
+HK$2,478/mo
Deposit HK$8.79M · loan HK$8.79M · min. income ≈ HK$94,022/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$659,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,110
−HK$3,016/mo
▼ 0.25% · 3.875%
HK$49,606
−HK$1,520/mo
Today · 4.125%
HK$51,126
baseline
▲ 0.50% · 4.625%
HK$54,237
+HK$3,111/mo
Deposit HK$7.03M · loan HK$10.55M · min. income ≈ HK$102,252/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$659,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,521
−HK$2,892/mo
▼ 0.25% · 3.875%
HK$54,957
−HK$1,456/mo
Today · 4.125%
HK$56,413
baseline
▲ 0.50% · 4.625%
HK$59,387
+HK$2,974/mo
Deposit HK$7.03M · loan HK$10.55M · min. income ≈ HK$112,826/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$659,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,128
−HK$3,520/mo
▼ 0.25% · 3.875%
HK$57,874
−HK$1,774/mo
Today · 4.125%
HK$59,648
baseline
▲ 0.50% · 4.625%
HK$63,277
+HK$3,629/mo
Deposit HK$5.27M · loan HK$12.31M · min. income ≈ HK$119,296/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$659,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,442
−HK$3,373/mo
▼ 0.25% · 3.875%
HK$64,116
−HK$1,699/mo
Today · 4.125%
HK$65,815
baseline
▲ 0.50% · 4.625%
HK$69,284
+HK$3,469/mo
Deposit HK$5.27M · loan HK$12.31M · min. income ≈ HK$131,630/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$659,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,164
−HK$4,526/mo
▼ 0.25% · 3.875%
HK$74,409
−HK$2,281/mo
Today · 4.125%
HK$76,690
baseline
▲ 0.50% · 4.625%
HK$81,356
+HK$4,666/mo
Deposit HK$1.76M · loan HK$15.82M · min. income ≈ HK$153,380/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,323 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,282
−HK$4,338/mo
▼ 0.25% · 3.875%
HK$82,435
−HK$2,185/mo
Today · 4.125%
HK$84,620
baseline
▲ 0.50% · 4.625%
HK$89,080
+HK$4,460/mo
Deposit HK$1.76M · loan HK$15.82M · min. income ≈ HK$169,240/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,323 · Scale 2, in force from 26 Feb 2026)