LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,094
−HK$2,514/mo
▼ 0.25% · 3.875%
HK$41,341
−HK$1,267/mo
Today · 4.125%
HK$42,608
baseline
▲ 0.50% · 4.625%
HK$45,201
+HK$2,593/mo
Deposit HK$8.79M · loan HK$8.79M · min. income ≈ HK$85,216/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$659,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,604
−HK$2,410/mo
▼ 0.25% · 3.875%
HK$45,801
−HK$1,213/mo
Today · 4.125%
HK$47,014
baseline
▲ 0.50% · 4.625%
HK$49,492
+HK$2,478/mo
Deposit HK$8.79M · loan HK$8.79M · min. income ≈ HK$94,028/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$659,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,113
−HK$3,017/mo
▼ 0.25% · 3.875%
HK$49,610
−HK$1,520/mo
Today · 4.125%
HK$51,130
baseline
▲ 0.50% · 4.625%
HK$54,241
+HK$3,111/mo
Deposit HK$7.03M · loan HK$10.55M · min. income ≈ HK$102,260/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$659,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,525
−HK$2,892/mo
▼ 0.25% · 3.875%
HK$54,961
−HK$1,456/mo
Today · 4.125%
HK$56,417
baseline
▲ 0.50% · 4.625%
HK$59,391
+HK$2,974/mo
Deposit HK$7.03M · loan HK$10.55M · min. income ≈ HK$112,834/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$659,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,132
−HK$3,520/mo
▼ 0.25% · 3.875%
HK$57,878
−HK$1,774/mo
Today · 4.125%
HK$59,652
baseline
▲ 0.50% · 4.625%
HK$63,282
+HK$3,630/mo
Deposit HK$5.27M · loan HK$12.31M · min. income ≈ HK$119,304/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$659,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,446
−HK$3,374/mo
▼ 0.25% · 3.875%
HK$64,121
−HK$1,699/mo
Today · 4.125%
HK$65,820
baseline
▲ 0.50% · 4.625%
HK$69,289
+HK$3,469/mo
Deposit HK$5.27M · loan HK$12.31M · min. income ≈ HK$131,640/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$659,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,170
−HK$4,525/mo
▼ 0.25% · 3.875%
HK$74,414
−HK$2,281/mo
Today · 4.125%
HK$76,695
baseline
▲ 0.50% · 4.625%
HK$81,362
+HK$4,667/mo
Deposit HK$1.76M · loan HK$15.82M · min. income ≈ HK$153,390/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,371 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,288
−HK$4,338/mo
▼ 0.25% · 3.875%
HK$82,441
−HK$2,185/mo
Today · 4.125%
HK$84,626
baseline
▲ 0.50% · 4.625%
HK$89,086
+HK$4,460/mo
Deposit HK$1.76M · loan HK$15.82M · min. income ≈ HK$169,252/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,371 · Scale 2, in force from 26 Feb 2026)