LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,096
−HK$2,514/mo
▼ 0.25% · 3.875%
HK$41,343
−HK$1,267/mo
Today · 4.125%
HK$42,610
baseline
▲ 0.50% · 4.625%
HK$45,203
+HK$2,593/mo
Deposit HK$8.79M · loan HK$8.79M · min. income ≈ HK$85,220/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$659,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,607
−HK$2,409/mo
▼ 0.25% · 3.875%
HK$45,803
−HK$1,213/mo
Today · 4.125%
HK$47,016
baseline
▲ 0.50% · 4.625%
HK$49,495
+HK$2,479/mo
Deposit HK$8.79M · loan HK$8.79M · min. income ≈ HK$94,032/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$659,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,115
−HK$3,018/mo
▼ 0.25% · 3.875%
HK$49,612
−HK$1,521/mo
Today · 4.125%
HK$51,133
baseline
▲ 0.50% · 4.625%
HK$54,244
+HK$3,111/mo
Deposit HK$7.03M · loan HK$10.55M · min. income ≈ HK$102,266/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$659,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,528
−HK$2,892/mo
▼ 0.25% · 3.875%
HK$54,963
−HK$1,457/mo
Today · 4.125%
HK$56,420
baseline
▲ 0.50% · 4.625%
HK$59,394
+HK$2,974/mo
Deposit HK$7.03M · loan HK$10.55M · min. income ≈ HK$112,840/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$659,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,135
−HK$3,520/mo
▼ 0.25% · 3.875%
HK$57,881
−HK$1,774/mo
Today · 4.125%
HK$59,655
baseline
▲ 0.50% · 4.625%
HK$63,285
+HK$3,630/mo
Deposit HK$5.28M · loan HK$12.31M · min. income ≈ HK$119,310/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$659,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,449
−HK$3,374/mo
▼ 0.25% · 3.875%
HK$64,124
−HK$1,699/mo
Today · 4.125%
HK$65,823
baseline
▲ 0.50% · 4.625%
HK$69,293
+HK$3,470/mo
Deposit HK$5.28M · loan HK$12.31M · min. income ≈ HK$131,646/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$659,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,173
−HK$4,526/mo
▼ 0.25% · 3.875%
HK$74,418
−HK$2,281/mo
Today · 4.125%
HK$76,699
baseline
▲ 0.50% · 4.625%
HK$81,366
+HK$4,667/mo
Deposit HK$1.76M · loan HK$15.83M · min. income ≈ HK$153,398/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,402 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,292
−HK$4,338/mo
▼ 0.25% · 3.875%
HK$82,445
−HK$2,185/mo
Today · 4.125%
HK$84,630
baseline
▲ 0.50% · 4.625%
HK$89,091
+HK$4,461/mo
Deposit HK$1.76M · loan HK$15.83M · min. income ≈ HK$169,260/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,402 · Scale 2, in force from 26 Feb 2026)