LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,098
−HK$2,515/mo
▼ 0.25% · 3.875%
HK$41,345
−HK$1,268/mo
Today · 4.125%
HK$42,613
baseline
▲ 0.50% · 4.625%
HK$45,205
+HK$2,592/mo
Deposit HK$8.79M · loan HK$8.79M · min. income ≈ HK$85,226/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$659,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,609
−HK$2,410/mo
▼ 0.25% · 3.875%
HK$45,805
−HK$1,214/mo
Today · 4.125%
HK$47,019
baseline
▲ 0.50% · 4.625%
HK$49,497
+HK$2,478/mo
Deposit HK$8.79M · loan HK$8.79M · min. income ≈ HK$94,038/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$659,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,118
−HK$3,017/mo
▼ 0.25% · 3.875%
HK$49,614
−HK$1,521/mo
Today · 4.125%
HK$51,135
baseline
▲ 0.50% · 4.625%
HK$54,246
+HK$3,111/mo
Deposit HK$7.03M · loan HK$10.55M · min. income ≈ HK$102,270/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$659,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,530
−HK$2,892/mo
▼ 0.25% · 3.875%
HK$54,966
−HK$1,456/mo
Today · 4.125%
HK$56,422
baseline
▲ 0.50% · 4.625%
HK$59,397
+HK$2,975/mo
Deposit HK$7.03M · loan HK$10.55M · min. income ≈ HK$112,844/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$659,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,137
−HK$3,521/mo
▼ 0.25% · 3.875%
HK$57,883
−HK$1,775/mo
Today · 4.125%
HK$59,658
baseline
▲ 0.50% · 4.625%
HK$63,288
+HK$3,630/mo
Deposit HK$5.28M · loan HK$12.31M · min. income ≈ HK$119,316/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$659,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,452
−HK$3,374/mo
▼ 0.25% · 3.875%
HK$64,127
−HK$1,699/mo
Today · 4.125%
HK$65,826
baseline
▲ 0.50% · 4.625%
HK$69,296
+HK$3,470/mo
Deposit HK$5.28M · loan HK$12.31M · min. income ≈ HK$131,652/mo (50% DSR)
Upfront cash ≈ HK$5.93M (deposit + AVD stamp duty HK$659,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,176
−HK$4,527/mo
▼ 0.25% · 3.875%
HK$74,422
−HK$2,281/mo
Today · 4.125%
HK$76,703
baseline
▲ 0.50% · 4.625%
HK$81,370
+HK$4,667/mo
Deposit HK$1.76M · loan HK$15.83M · min. income ≈ HK$153,406/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,433 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,296
−HK$4,338/mo
▼ 0.25% · 3.875%
HK$82,449
−HK$2,185/mo
Today · 4.125%
HK$84,634
baseline
▲ 0.50% · 4.625%
HK$89,095
+HK$4,461/mo
Deposit HK$1.76M · loan HK$15.83M · min. income ≈ HK$169,268/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,433 · Scale 2, in force from 26 Feb 2026)