LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,099
−HK$2,515/mo
▼ 0.25% · 3.875%
HK$41,347
−HK$1,267/mo
Today · 4.125%
HK$42,614
baseline
▲ 0.50% · 4.625%
HK$45,207
+HK$2,593/mo
Deposit HK$8.79M · loan HK$8.79M · min. income ≈ HK$85,228/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$659,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,610
−HK$2,410/mo
▼ 0.25% · 3.875%
HK$45,806
−HK$1,214/mo
Today · 4.125%
HK$47,020
baseline
▲ 0.50% · 4.625%
HK$49,499
+HK$2,479/mo
Deposit HK$8.79M · loan HK$8.79M · min. income ≈ HK$94,040/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$659,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,119
−HK$3,018/mo
▼ 0.25% · 3.875%
HK$49,616
−HK$1,521/mo
Today · 4.125%
HK$51,137
baseline
▲ 0.50% · 4.625%
HK$54,248
+HK$3,111/mo
Deposit HK$7.03M · loan HK$10.55M · min. income ≈ HK$102,274/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$659,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,532
−HK$2,892/mo
▼ 0.25% · 3.875%
HK$54,968
−HK$1,456/mo
Today · 4.125%
HK$56,424
baseline
▲ 0.50% · 4.625%
HK$59,398
+HK$2,974/mo
Deposit HK$7.03M · loan HK$10.55M · min. income ≈ HK$112,848/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$659,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,139
−HK$3,520/mo
▼ 0.25% · 3.875%
HK$57,885
−HK$1,774/mo
Today · 4.125%
HK$59,659
baseline
▲ 0.50% · 4.625%
HK$63,289
+HK$3,630/mo
Deposit HK$5.28M · loan HK$12.31M · min. income ≈ HK$119,318/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$659,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,454
−HK$3,374/mo
▼ 0.25% · 3.875%
HK$64,129
−HK$1,699/mo
Today · 4.125%
HK$65,828
baseline
▲ 0.50% · 4.625%
HK$69,298
+HK$3,470/mo
Deposit HK$5.28M · loan HK$12.31M · min. income ≈ HK$131,656/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$659,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,179
−HK$4,526/mo
▼ 0.25% · 3.875%
HK$74,424
−HK$2,281/mo
Today · 4.125%
HK$76,705
baseline
▲ 0.50% · 4.625%
HK$81,372
+HK$4,667/mo
Deposit HK$1.76M · loan HK$15.83M · min. income ≈ HK$153,410/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,453 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,298
−HK$4,338/mo
▼ 0.25% · 3.875%
HK$82,452
−HK$2,184/mo
Today · 4.125%
HK$84,636
baseline
▲ 0.50% · 4.625%
HK$89,098
+HK$4,462/mo
Deposit HK$1.76M · loan HK$15.83M · min. income ≈ HK$169,272/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,453 · Scale 2, in force from 26 Feb 2026)