LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,100
−HK$2,515/mo
▼ 0.25% · 3.875%
HK$41,347
−HK$1,268/mo
Today · 4.125%
HK$42,615
baseline
▲ 0.50% · 4.625%
HK$45,208
+HK$2,593/mo
Deposit HK$8.79M · loan HK$8.79M · min. income ≈ HK$85,230/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$659,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,611
−HK$2,410/mo
▼ 0.25% · 3.875%
HK$45,807
−HK$1,214/mo
Today · 4.125%
HK$47,021
baseline
▲ 0.50% · 4.625%
HK$49,500
+HK$2,479/mo
Deposit HK$8.79M · loan HK$8.79M · min. income ≈ HK$94,042/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$659,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,120
−HK$3,018/mo
▼ 0.25% · 3.875%
HK$49,617
−HK$1,521/mo
Today · 4.125%
HK$51,138
baseline
▲ 0.50% · 4.625%
HK$54,249
+HK$3,111/mo
Deposit HK$7.03M · loan HK$10.55M · min. income ≈ HK$102,276/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$659,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,533
−HK$2,892/mo
▼ 0.25% · 3.875%
HK$54,969
−HK$1,456/mo
Today · 4.125%
HK$56,425
baseline
▲ 0.50% · 4.625%
HK$59,399
+HK$2,974/mo
Deposit HK$7.03M · loan HK$10.55M · min. income ≈ HK$112,850/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$659,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,140
−HK$3,520/mo
▼ 0.25% · 3.875%
HK$57,886
−HK$1,774/mo
Today · 4.125%
HK$59,660
baseline
▲ 0.50% · 4.625%
HK$63,291
+HK$3,631/mo
Deposit HK$5.28M · loan HK$12.31M · min. income ≈ HK$119,320/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$659,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,455
−HK$3,374/mo
▼ 0.25% · 3.875%
HK$64,130
−HK$1,699/mo
Today · 4.125%
HK$65,829
baseline
▲ 0.50% · 4.625%
HK$69,299
+HK$3,470/mo
Deposit HK$5.28M · loan HK$12.31M · min. income ≈ HK$131,658/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$659,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,180
−HK$4,526/mo
▼ 0.25% · 3.875%
HK$74,425
−HK$2,281/mo
Today · 4.125%
HK$76,706
baseline
▲ 0.50% · 4.625%
HK$81,374
+HK$4,668/mo
Deposit HK$1.76M · loan HK$15.83M · min. income ≈ HK$153,412/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,466 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,300
−HK$4,338/mo
▼ 0.25% · 3.875%
HK$82,453
−HK$2,185/mo
Today · 4.125%
HK$84,638
baseline
▲ 0.50% · 4.625%
HK$89,099
+HK$4,461/mo
Deposit HK$1.76M · loan HK$15.83M · min. income ≈ HK$169,276/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,466 · Scale 2, in force from 26 Feb 2026)