LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,101
−HK$2,515/mo
▼ 0.25% · 3.875%
HK$41,348
−HK$1,268/mo
Today · 4.125%
HK$42,616
baseline
▲ 0.50% · 4.625%
HK$45,209
+HK$2,593/mo
Deposit HK$8.79M · loan HK$8.79M · min. income ≈ HK$85,232/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$659,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,612
−HK$2,410/mo
▼ 0.25% · 3.875%
HK$45,808
−HK$1,214/mo
Today · 4.125%
HK$47,022
baseline
▲ 0.50% · 4.625%
HK$49,501
+HK$2,479/mo
Deposit HK$8.79M · loan HK$8.79M · min. income ≈ HK$94,044/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$659,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,121
−HK$3,018/mo
▼ 0.25% · 3.875%
HK$49,618
−HK$1,521/mo
Today · 4.125%
HK$51,139
baseline
▲ 0.50% · 4.625%
HK$54,250
+HK$3,111/mo
Deposit HK$7.03M · loan HK$10.55M · min. income ≈ HK$102,278/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$659,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,534
−HK$2,893/mo
▼ 0.25% · 3.875%
HK$54,970
−HK$1,457/mo
Today · 4.125%
HK$56,427
baseline
▲ 0.50% · 4.625%
HK$59,401
+HK$2,974/mo
Deposit HK$7.03M · loan HK$10.55M · min. income ≈ HK$112,854/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$659,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,141
−HK$3,521/mo
▼ 0.25% · 3.875%
HK$57,888
−HK$1,774/mo
Today · 4.125%
HK$59,662
baseline
▲ 0.50% · 4.625%
HK$63,292
+HK$3,630/mo
Deposit HK$5.28M · loan HK$12.31M · min. income ≈ HK$119,324/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$659,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,457
−HK$3,374/mo
▼ 0.25% · 3.875%
HK$64,132
−HK$1,699/mo
Today · 4.125%
HK$65,831
baseline
▲ 0.50% · 4.625%
HK$69,301
+HK$3,470/mo
Deposit HK$5.28M · loan HK$12.31M · min. income ≈ HK$131,662/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$659,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,182
−HK$4,526/mo
▼ 0.25% · 3.875%
HK$74,427
−HK$2,281/mo
Today · 4.125%
HK$76,708
baseline
▲ 0.50% · 4.625%
HK$81,376
+HK$4,668/mo
Deposit HK$1.76M · loan HK$15.83M · min. income ≈ HK$153,416/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,481 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,301
−HK$4,339/mo
▼ 0.25% · 3.875%
HK$82,455
−HK$2,185/mo
Today · 4.125%
HK$84,640
baseline
▲ 0.50% · 4.625%
HK$89,101
+HK$4,461/mo
Deposit HK$1.76M · loan HK$15.83M · min. income ≈ HK$169,280/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,481 · Scale 2, in force from 26 Feb 2026)