LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,101
−HK$2,515/mo
▼ 0.25% · 3.875%
HK$41,349
−HK$1,267/mo
Today · 4.125%
HK$42,616
baseline
▲ 0.50% · 4.625%
HK$45,209
+HK$2,593/mo
Deposit HK$8.79M · loan HK$8.79M · min. income ≈ HK$85,232/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$659,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,612
−HK$2,411/mo
▼ 0.25% · 3.875%
HK$45,809
−HK$1,214/mo
Today · 4.125%
HK$47,023
baseline
▲ 0.50% · 4.625%
HK$49,501
+HK$2,478/mo
Deposit HK$8.79M · loan HK$8.79M · min. income ≈ HK$94,046/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$659,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,122
−HK$3,017/mo
▼ 0.25% · 3.875%
HK$49,618
−HK$1,521/mo
Today · 4.125%
HK$51,139
baseline
▲ 0.50% · 4.625%
HK$54,251
+HK$3,112/mo
Deposit HK$7.03M · loan HK$10.55M · min. income ≈ HK$102,278/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$659,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,535
−HK$2,892/mo
▼ 0.25% · 3.875%
HK$54,971
−HK$1,456/mo
Today · 4.125%
HK$56,427
baseline
▲ 0.50% · 4.625%
HK$59,401
+HK$2,974/mo
Deposit HK$7.03M · loan HK$10.55M · min. income ≈ HK$112,854/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$659,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,142
−HK$3,520/mo
▼ 0.25% · 3.875%
HK$57,888
−HK$1,774/mo
Today · 4.125%
HK$59,662
baseline
▲ 0.50% · 4.625%
HK$63,293
+HK$3,631/mo
Deposit HK$5.28M · loan HK$12.31M · min. income ≈ HK$119,324/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$659,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,457
−HK$3,375/mo
▼ 0.25% · 3.875%
HK$64,132
−HK$1,700/mo
Today · 4.125%
HK$65,832
baseline
▲ 0.50% · 4.625%
HK$69,302
+HK$3,470/mo
Deposit HK$5.28M · loan HK$12.31M · min. income ≈ HK$131,664/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$659,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,182
−HK$4,527/mo
▼ 0.25% · 3.875%
HK$74,428
−HK$2,281/mo
Today · 4.125%
HK$76,709
baseline
▲ 0.50% · 4.625%
HK$81,376
+HK$4,667/mo
Deposit HK$1.76M · loan HK$15.83M · min. income ≈ HK$153,418/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,488 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,302
−HK$4,339/mo
▼ 0.25% · 3.875%
HK$82,456
−HK$2,185/mo
Today · 4.125%
HK$84,641
baseline
▲ 0.50% · 4.625%
HK$89,102
+HK$4,461/mo
Deposit HK$1.76M · loan HK$15.83M · min. income ≈ HK$169,282/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,488 · Scale 2, in force from 26 Feb 2026)