LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,102
−HK$2,515/mo
▼ 0.25% · 3.875%
HK$41,349
−HK$1,268/mo
Today · 4.125%
HK$42,617
baseline
▲ 0.50% · 4.625%
HK$45,210
+HK$2,593/mo
Deposit HK$8.79M · loan HK$8.79M · min. income ≈ HK$85,234/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$659,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,613
−HK$2,410/mo
▼ 0.25% · 3.875%
HK$45,809
−HK$1,214/mo
Today · 4.125%
HK$47,023
baseline
▲ 0.50% · 4.625%
HK$49,502
+HK$2,479/mo
Deposit HK$8.79M · loan HK$8.79M · min. income ≈ HK$94,046/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$659,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,122
−HK$3,018/mo
▼ 0.25% · 3.875%
HK$49,619
−HK$1,521/mo
Today · 4.125%
HK$51,140
baseline
▲ 0.50% · 4.625%
HK$54,252
+HK$3,112/mo
Deposit HK$7.03M · loan HK$10.55M · min. income ≈ HK$102,280/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$659,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,535
−HK$2,893/mo
▼ 0.25% · 3.875%
HK$54,971
−HK$1,457/mo
Today · 4.125%
HK$56,428
baseline
▲ 0.50% · 4.625%
HK$59,402
+HK$2,974/mo
Deposit HK$7.03M · loan HK$10.55M · min. income ≈ HK$112,856/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$659,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,143
−HK$3,520/mo
▼ 0.25% · 3.875%
HK$57,889
−HK$1,774/mo
Today · 4.125%
HK$59,663
baseline
▲ 0.50% · 4.625%
HK$63,294
+HK$3,631/mo
Deposit HK$5.28M · loan HK$12.31M · min. income ≈ HK$119,326/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$659,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,458
−HK$3,374/mo
▼ 0.25% · 3.875%
HK$64,133
−HK$1,699/mo
Today · 4.125%
HK$65,832
baseline
▲ 0.50% · 4.625%
HK$69,303
+HK$3,471/mo
Deposit HK$5.28M · loan HK$12.31M · min. income ≈ HK$131,664/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$659,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,183
−HK$4,527/mo
▼ 0.25% · 3.875%
HK$74,429
−HK$2,281/mo
Today · 4.125%
HK$76,710
baseline
▲ 0.50% · 4.625%
HK$81,377
+HK$4,667/mo
Deposit HK$1.76M · loan HK$15.83M · min. income ≈ HK$153,420/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,495 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,303
−HK$4,339/mo
▼ 0.25% · 3.875%
HK$82,457
−HK$2,185/mo
Today · 4.125%
HK$84,642
baseline
▲ 0.50% · 4.625%
HK$89,103
+HK$4,461/mo
Deposit HK$1.76M · loan HK$15.83M · min. income ≈ HK$169,284/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,495 · Scale 2, in force from 26 Feb 2026)