LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,103
−HK$2,514/mo
▼ 0.25% · 3.875%
HK$41,350
−HK$1,267/mo
Today · 4.125%
HK$42,617
baseline
▲ 0.50% · 4.625%
HK$45,210
+HK$2,593/mo
Deposit HK$8.79M · loan HK$8.79M · min. income ≈ HK$85,234/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$659,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,614
−HK$2,410/mo
▼ 0.25% · 3.875%
HK$45,810
−HK$1,214/mo
Today · 4.125%
HK$47,024
baseline
▲ 0.50% · 4.625%
HK$49,503
+HK$2,479/mo
Deposit HK$8.79M · loan HK$8.79M · min. income ≈ HK$94,048/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$659,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,123
−HK$3,018/mo
▼ 0.25% · 3.875%
HK$49,620
−HK$1,521/mo
Today · 4.125%
HK$51,141
baseline
▲ 0.50% · 4.625%
HK$54,253
+HK$3,112/mo
Deposit HK$7.03M · loan HK$10.55M · min. income ≈ HK$102,282/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$659,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,536
−HK$2,893/mo
▼ 0.25% · 3.875%
HK$54,972
−HK$1,457/mo
Today · 4.125%
HK$56,429
baseline
▲ 0.50% · 4.625%
HK$59,403
+HK$2,974/mo
Deposit HK$7.03M · loan HK$10.55M · min. income ≈ HK$112,858/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$659,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,144
−HK$3,520/mo
▼ 0.25% · 3.875%
HK$57,890
−HK$1,774/mo
Today · 4.125%
HK$59,664
baseline
▲ 0.50% · 4.625%
HK$63,295
+HK$3,631/mo
Deposit HK$5.28M · loan HK$12.31M · min. income ≈ HK$119,328/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$659,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,459
−HK$3,375/mo
▼ 0.25% · 3.875%
HK$64,134
−HK$1,700/mo
Today · 4.125%
HK$65,834
baseline
▲ 0.50% · 4.625%
HK$69,304
+HK$3,470/mo
Deposit HK$5.28M · loan HK$12.31M · min. income ≈ HK$131,668/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$659,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,185
−HK$4,526/mo
▼ 0.25% · 3.875%
HK$74,430
−HK$2,281/mo
Today · 4.125%
HK$76,711
baseline
▲ 0.50% · 4.625%
HK$81,379
+HK$4,668/mo
Deposit HK$1.76M · loan HK$15.83M · min. income ≈ HK$153,422/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,507 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,305
−HK$4,338/mo
▼ 0.25% · 3.875%
HK$82,458
−HK$2,185/mo
Today · 4.125%
HK$84,643
baseline
▲ 0.50% · 4.625%
HK$89,105
+HK$4,462/mo
Deposit HK$1.76M · loan HK$15.83M · min. income ≈ HK$169,286/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,507 · Scale 2, in force from 26 Feb 2026)