LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,103
−HK$2,515/mo
▼ 0.25% · 3.875%
HK$41,350
−HK$1,268/mo
Today · 4.125%
HK$42,618
baseline
▲ 0.50% · 4.625%
HK$45,211
+HK$2,593/mo
Deposit HK$8.79M · loan HK$8.79M · min. income ≈ HK$85,236/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$659,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,614
−HK$2,411/mo
▼ 0.25% · 3.875%
HK$45,811
−HK$1,214/mo
Today · 4.125%
HK$47,025
baseline
▲ 0.50% · 4.625%
HK$49,503
+HK$2,478/mo
Deposit HK$8.79M · loan HK$8.79M · min. income ≈ HK$94,050/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$659,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,124
−HK$3,017/mo
▼ 0.25% · 3.875%
HK$49,620
−HK$1,521/mo
Today · 4.125%
HK$51,141
baseline
▲ 0.50% · 4.625%
HK$54,253
+HK$3,112/mo
Deposit HK$7.03M · loan HK$10.55M · min. income ≈ HK$102,282/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$659,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,537
−HK$2,892/mo
▼ 0.25% · 3.875%
HK$54,973
−HK$1,456/mo
Today · 4.125%
HK$56,429
baseline
▲ 0.50% · 4.625%
HK$59,404
+HK$2,975/mo
Deposit HK$7.03M · loan HK$10.55M · min. income ≈ HK$112,858/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$659,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,144
−HK$3,521/mo
▼ 0.25% · 3.875%
HK$57,891
−HK$1,774/mo
Today · 4.125%
HK$59,665
baseline
▲ 0.50% · 4.625%
HK$63,295
+HK$3,630/mo
Deposit HK$5.28M · loan HK$12.31M · min. income ≈ HK$119,330/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$659,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,460
−HK$3,374/mo
▼ 0.25% · 3.875%
HK$64,135
−HK$1,699/mo
Today · 4.125%
HK$65,834
baseline
▲ 0.50% · 4.625%
HK$69,305
+HK$3,471/mo
Deposit HK$5.28M · loan HK$12.31M · min. income ≈ HK$131,668/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$659,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,185
−HK$4,527/mo
▼ 0.25% · 3.875%
HK$74,431
−HK$2,281/mo
Today · 4.125%
HK$76,712
baseline
▲ 0.50% · 4.625%
HK$81,380
+HK$4,668/mo
Deposit HK$1.76M · loan HK$15.83M · min. income ≈ HK$153,424/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,515 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,305
−HK$4,339/mo
▼ 0.25% · 3.875%
HK$82,459
−HK$2,185/mo
Today · 4.125%
HK$84,644
baseline
▲ 0.50% · 4.625%
HK$89,106
+HK$4,462/mo
Deposit HK$1.76M · loan HK$15.83M · min. income ≈ HK$169,288/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,515 · Scale 2, in force from 26 Feb 2026)