LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,104
−HK$2,514/mo
▼ 0.25% · 3.875%
HK$41,351
−HK$1,267/mo
Today · 4.125%
HK$42,618
baseline
▲ 0.50% · 4.625%
HK$45,212
+HK$2,594/mo
Deposit HK$8.79M · loan HK$8.79M · min. income ≈ HK$85,236/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$659,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,615
−HK$2,410/mo
▼ 0.25% · 3.875%
HK$45,811
−HK$1,214/mo
Today · 4.125%
HK$47,025
baseline
▲ 0.50% · 4.625%
HK$49,504
+HK$2,479/mo
Deposit HK$8.79M · loan HK$8.79M · min. income ≈ HK$94,050/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$659,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,124
−HK$3,018/mo
▼ 0.25% · 3.875%
HK$49,621
−HK$1,521/mo
Today · 4.125%
HK$51,142
baseline
▲ 0.50% · 4.625%
HK$54,254
+HK$3,112/mo
Deposit HK$7.03M · loan HK$10.55M · min. income ≈ HK$102,284/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$659,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,538
−HK$2,892/mo
▼ 0.25% · 3.875%
HK$54,974
−HK$1,456/mo
Today · 4.125%
HK$56,430
baseline
▲ 0.50% · 4.625%
HK$59,405
+HK$2,975/mo
Deposit HK$7.03M · loan HK$10.55M · min. income ≈ HK$112,860/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$659,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,145
−HK$3,521/mo
▼ 0.25% · 3.875%
HK$57,891
−HK$1,775/mo
Today · 4.125%
HK$59,666
baseline
▲ 0.50% · 4.625%
HK$63,296
+HK$3,630/mo
Deposit HK$5.28M · loan HK$12.31M · min. income ≈ HK$119,332/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$659,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,461
−HK$3,374/mo
▼ 0.25% · 3.875%
HK$64,136
−HK$1,699/mo
Today · 4.125%
HK$65,835
baseline
▲ 0.50% · 4.625%
HK$69,306
+HK$3,471/mo
Deposit HK$5.28M · loan HK$12.31M · min. income ≈ HK$131,670/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$659,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,186
−HK$4,527/mo
▼ 0.25% · 3.875%
HK$74,432
−HK$2,281/mo
Today · 4.125%
HK$76,713
baseline
▲ 0.50% · 4.625%
HK$81,381
+HK$4,668/mo
Deposit HK$1.76M · loan HK$15.83M · min. income ≈ HK$153,426/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,524 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,307
−HK$4,338/mo
▼ 0.25% · 3.875%
HK$82,460
−HK$2,185/mo
Today · 4.125%
HK$84,645
baseline
▲ 0.50% · 4.625%
HK$89,107
+HK$4,462/mo
Deposit HK$1.76M · loan HK$15.83M · min. income ≈ HK$169,290/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,524 · Scale 2, in force from 26 Feb 2026)