LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,105
−HK$2,515/mo
▼ 0.25% · 3.875%
HK$41,352
−HK$1,268/mo
Today · 4.125%
HK$42,620
baseline
▲ 0.50% · 4.625%
HK$45,213
+HK$2,593/mo
Deposit HK$8.79M · loan HK$8.79M · min. income ≈ HK$85,240/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$659,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,616
−HK$2,411/mo
▼ 0.25% · 3.875%
HK$45,813
−HK$1,214/mo
Today · 4.125%
HK$47,027
baseline
▲ 0.50% · 4.625%
HK$49,505
+HK$2,478/mo
Deposit HK$8.79M · loan HK$8.79M · min. income ≈ HK$94,054/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$659,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,126
−HK$3,018/mo
▼ 0.25% · 3.875%
HK$49,623
−HK$1,521/mo
Today · 4.125%
HK$51,144
baseline
▲ 0.50% · 4.625%
HK$54,256
+HK$3,112/mo
Deposit HK$7.04M · loan HK$10.55M · min. income ≈ HK$102,288/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$659,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,539
−HK$2,893/mo
▼ 0.25% · 3.875%
HK$54,975
−HK$1,457/mo
Today · 4.125%
HK$56,432
baseline
▲ 0.50% · 4.625%
HK$59,407
+HK$2,975/mo
Deposit HK$7.04M · loan HK$10.55M · min. income ≈ HK$112,864/mo (50% DSR)
Upfront cash ≈ HK$7.69M (deposit + AVD stamp duty HK$659,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,147
−HK$3,521/mo
▼ 0.25% · 3.875%
HK$57,893
−HK$1,775/mo
Today · 4.125%
HK$59,668
baseline
▲ 0.50% · 4.625%
HK$63,298
+HK$3,630/mo
Deposit HK$5.28M · loan HK$12.31M · min. income ≈ HK$119,336/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$659,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,463
−HK$3,374/mo
▼ 0.25% · 3.875%
HK$64,138
−HK$1,699/mo
Today · 4.125%
HK$65,837
baseline
▲ 0.50% · 4.625%
HK$69,308
+HK$3,471/mo
Deposit HK$5.28M · loan HK$12.31M · min. income ≈ HK$131,674/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$659,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,189
−HK$4,526/mo
▼ 0.25% · 3.875%
HK$74,434
−HK$2,281/mo
Today · 4.125%
HK$76,715
baseline
▲ 0.50% · 4.625%
HK$81,383
+HK$4,668/mo
Deposit HK$1.76M · loan HK$15.83M · min. income ≈ HK$153,430/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,544 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,309
−HK$4,339/mo
▼ 0.25% · 3.875%
HK$82,463
−HK$2,185/mo
Today · 4.125%
HK$84,648
baseline
▲ 0.50% · 4.625%
HK$89,110
+HK$4,462/mo
Deposit HK$1.76M · loan HK$15.83M · min. income ≈ HK$169,296/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,544 · Scale 2, in force from 26 Feb 2026)