LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,107
−HK$2,515/mo
▼ 0.25% · 3.875%
HK$41,355
−HK$1,267/mo
Today · 4.125%
HK$42,622
baseline
▲ 0.50% · 4.625%
HK$45,216
+HK$2,594/mo
Deposit HK$8.79M · loan HK$8.79M · min. income ≈ HK$85,244/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$659,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,619
−HK$2,411/mo
▼ 0.25% · 3.875%
HK$45,816
−HK$1,214/mo
Today · 4.125%
HK$47,030
baseline
▲ 0.50% · 4.625%
HK$49,509
+HK$2,479/mo
Deposit HK$8.79M · loan HK$8.79M · min. income ≈ HK$94,060/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$659,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,129
−HK$3,018/mo
▼ 0.25% · 3.875%
HK$49,626
−HK$1,521/mo
Today · 4.125%
HK$51,147
baseline
▲ 0.50% · 4.625%
HK$54,259
+HK$3,112/mo
Deposit HK$7.04M · loan HK$10.55M · min. income ≈ HK$102,294/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$659,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,543
−HK$2,893/mo
▼ 0.25% · 3.875%
HK$54,979
−HK$1,457/mo
Today · 4.125%
HK$56,436
baseline
▲ 0.50% · 4.625%
HK$59,410
+HK$2,974/mo
Deposit HK$7.04M · loan HK$10.55M · min. income ≈ HK$112,872/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$659,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,150
−HK$3,521/mo
▼ 0.25% · 3.875%
HK$57,897
−HK$1,774/mo
Today · 4.125%
HK$59,671
baseline
▲ 0.50% · 4.625%
HK$63,302
+HK$3,631/mo
Deposit HK$5.28M · loan HK$12.31M · min. income ≈ HK$119,342/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$659,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,467
−HK$3,375/mo
▼ 0.25% · 3.875%
HK$64,142
−HK$1,700/mo
Today · 4.125%
HK$65,842
baseline
▲ 0.50% · 4.625%
HK$69,312
+HK$3,470/mo
Deposit HK$5.28M · loan HK$12.31M · min. income ≈ HK$131,684/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$659,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,193
−HK$4,527/mo
▼ 0.25% · 3.875%
HK$74,439
−HK$2,281/mo
Today · 4.125%
HK$76,720
baseline
▲ 0.50% · 4.625%
HK$81,389
+HK$4,669/mo
Deposit HK$1.76M · loan HK$15.83M · min. income ≈ HK$153,440/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,587 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,314
−HK$4,339/mo
▼ 0.25% · 3.875%
HK$82,468
−HK$2,185/mo
Today · 4.125%
HK$84,653
baseline
▲ 0.50% · 4.625%
HK$89,116
+HK$4,463/mo
Deposit HK$1.76M · loan HK$15.83M · min. income ≈ HK$169,306/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,587 · Scale 2, in force from 26 Feb 2026)