LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,109
−HK$2,515/mo
▼ 0.25% · 3.875%
HK$41,357
−HK$1,267/mo
Today · 4.125%
HK$42,624
baseline
▲ 0.50% · 4.625%
HK$45,218
+HK$2,594/mo
Deposit HK$8.79M · loan HK$8.79M · min. income ≈ HK$85,248/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$659,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,621
−HK$2,411/mo
▼ 0.25% · 3.875%
HK$45,818
−HK$1,214/mo
Today · 4.125%
HK$47,032
baseline
▲ 0.50% · 4.625%
HK$49,511
+HK$2,479/mo
Deposit HK$8.79M · loan HK$8.79M · min. income ≈ HK$94,064/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$659,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,131
−HK$3,018/mo
▼ 0.25% · 3.875%
HK$49,628
−HK$1,521/mo
Today · 4.125%
HK$51,149
baseline
▲ 0.50% · 4.625%
HK$54,261
+HK$3,112/mo
Deposit HK$7.04M · loan HK$10.55M · min. income ≈ HK$102,298/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$659,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,545
−HK$2,893/mo
▼ 0.25% · 3.875%
HK$54,981
−HK$1,457/mo
Today · 4.125%
HK$56,438
baseline
▲ 0.50% · 4.625%
HK$59,413
+HK$2,975/mo
Deposit HK$7.04M · loan HK$10.55M · min. income ≈ HK$112,876/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$659,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,153
−HK$3,521/mo
▼ 0.25% · 3.875%
HK$57,899
−HK$1,775/mo
Today · 4.125%
HK$59,674
baseline
▲ 0.50% · 4.625%
HK$63,305
+HK$3,631/mo
Deposit HK$5.28M · loan HK$12.31M · min. income ≈ HK$119,348/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$659,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,469
−HK$3,375/mo
▼ 0.25% · 3.875%
HK$64,145
−HK$1,699/mo
Today · 4.125%
HK$65,844
baseline
▲ 0.50% · 4.625%
HK$69,315
+HK$3,471/mo
Deposit HK$5.28M · loan HK$12.31M · min. income ≈ HK$131,688/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$659,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,196
−HK$4,528/mo
▼ 0.25% · 3.875%
HK$74,442
−HK$2,282/mo
Today · 4.125%
HK$76,724
baseline
▲ 0.50% · 4.625%
HK$81,392
+HK$4,668/mo
Deposit HK$1.76M · loan HK$15.83M · min. income ≈ HK$153,448/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,614 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,318
−HK$4,339/mo
▼ 0.25% · 3.875%
HK$82,472
−HK$2,185/mo
Today · 4.125%
HK$84,657
baseline
▲ 0.50% · 4.625%
HK$89,119
+HK$4,462/mo
Deposit HK$1.76M · loan HK$15.83M · min. income ≈ HK$169,314/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,614 · Scale 2, in force from 26 Feb 2026)