LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,111
−HK$2,515/mo
▼ 0.25% · 3.875%
HK$41,358
−HK$1,268/mo
Today · 4.125%
HK$42,626
baseline
▲ 0.50% · 4.625%
HK$45,220
+HK$2,594/mo
Deposit HK$8.80M · loan HK$8.80M · min. income ≈ HK$85,252/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$659,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,623
−HK$2,410/mo
▼ 0.25% · 3.875%
HK$45,819
−HK$1,214/mo
Today · 4.125%
HK$47,033
baseline
▲ 0.50% · 4.625%
HK$49,513
+HK$2,480/mo
Deposit HK$8.80M · loan HK$8.80M · min. income ≈ HK$94,066/mo (50% DSR)
Upfront cash ≈ HK$9.45M (deposit + AVD stamp duty HK$659,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,133
−HK$3,018/mo
▼ 0.25% · 3.875%
HK$49,630
−HK$1,521/mo
Today · 4.125%
HK$51,151
baseline
▲ 0.50% · 4.625%
HK$54,263
+HK$3,112/mo
Deposit HK$7.04M · loan HK$10.55M · min. income ≈ HK$102,302/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$659,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,547
−HK$2,893/mo
▼ 0.25% · 3.875%
HK$54,983
−HK$1,457/mo
Today · 4.125%
HK$56,440
baseline
▲ 0.50% · 4.625%
HK$59,415
+HK$2,975/mo
Deposit HK$7.04M · loan HK$10.55M · min. income ≈ HK$112,880/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$659,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,155
−HK$3,521/mo
▼ 0.25% · 3.875%
HK$57,902
−HK$1,774/mo
Today · 4.125%
HK$59,676
baseline
▲ 0.50% · 4.625%
HK$63,307
+HK$3,631/mo
Deposit HK$5.28M · loan HK$12.31M · min. income ≈ HK$119,352/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$659,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,472
−HK$3,375/mo
▼ 0.25% · 3.875%
HK$64,147
−HK$1,700/mo
Today · 4.125%
HK$65,847
baseline
▲ 0.50% · 4.625%
HK$69,318
+HK$3,471/mo
Deposit HK$5.28M · loan HK$12.31M · min. income ≈ HK$131,694/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$659,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,199
−HK$4,528/mo
▼ 0.25% · 3.875%
HK$74,445
−HK$2,282/mo
Today · 4.125%
HK$76,727
baseline
▲ 0.50% · 4.625%
HK$81,395
+HK$4,668/mo
Deposit HK$1.76M · loan HK$15.83M · min. income ≈ HK$153,454/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,640 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,321
−HK$4,339/mo
▼ 0.25% · 3.875%
HK$82,475
−HK$2,185/mo
Today · 4.125%
HK$84,660
baseline
▲ 0.50% · 4.625%
HK$89,123
+HK$4,463/mo
Deposit HK$1.76M · loan HK$15.83M · min. income ≈ HK$169,320/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,640 · Scale 2, in force from 26 Feb 2026)