LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,113
−HK$2,516/mo
▼ 0.25% · 3.875%
HK$41,361
−HK$1,268/mo
Today · 4.125%
HK$42,629
baseline
▲ 0.50% · 4.625%
HK$45,223
+HK$2,594/mo
Deposit HK$8.80M · loan HK$8.80M · min. income ≈ HK$85,258/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$659,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,626
−HK$2,411/mo
▼ 0.25% · 3.875%
HK$45,823
−HK$1,214/mo
Today · 4.125%
HK$47,037
baseline
▲ 0.50% · 4.625%
HK$49,516
+HK$2,479/mo
Deposit HK$8.80M · loan HK$8.80M · min. income ≈ HK$94,074/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$659,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,136
−HK$3,019/mo
▼ 0.25% · 3.875%
HK$49,633
−HK$1,522/mo
Today · 4.125%
HK$51,155
baseline
▲ 0.50% · 4.625%
HK$54,267
+HK$3,112/mo
Deposit HK$7.04M · loan HK$10.55M · min. income ≈ HK$102,310/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$659,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,551
−HK$2,893/mo
▼ 0.25% · 3.875%
HK$54,987
−HK$1,457/mo
Today · 4.125%
HK$56,444
baseline
▲ 0.50% · 4.625%
HK$59,419
+HK$2,975/mo
Deposit HK$7.04M · loan HK$10.55M · min. income ≈ HK$112,888/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$659,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,159
−HK$3,521/mo
▼ 0.25% · 3.875%
HK$57,906
−HK$1,774/mo
Today · 4.125%
HK$59,680
baseline
▲ 0.50% · 4.625%
HK$63,312
+HK$3,632/mo
Deposit HK$5.28M · loan HK$12.31M · min. income ≈ HK$119,360/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$659,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,476
−HK$3,375/mo
▼ 0.25% · 3.875%
HK$64,152
−HK$1,699/mo
Today · 4.125%
HK$65,851
baseline
▲ 0.50% · 4.625%
HK$69,323
+HK$3,472/mo
Deposit HK$5.28M · loan HK$12.31M · min. income ≈ HK$131,702/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$659,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,204
−HK$4,528/mo
▼ 0.25% · 3.875%
HK$74,450
−HK$2,282/mo
Today · 4.125%
HK$76,732
baseline
▲ 0.50% · 4.625%
HK$81,401
+HK$4,669/mo
Deposit HK$1.76M · loan HK$15.83M · min. income ≈ HK$153,464/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,686 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,326
−HK$4,340/mo
▼ 0.25% · 3.875%
HK$82,481
−HK$2,185/mo
Today · 4.125%
HK$84,666
baseline
▲ 0.50% · 4.625%
HK$89,129
+HK$4,463/mo
Deposit HK$1.76M · loan HK$15.83M · min. income ≈ HK$169,332/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,686 · Scale 2, in force from 26 Feb 2026)