LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,114
−HK$2,516/mo
▼ 0.25% · 3.875%
HK$41,362
−HK$1,268/mo
Today · 4.125%
HK$42,630
baseline
▲ 0.50% · 4.625%
HK$45,224
+HK$2,594/mo
Deposit HK$8.80M · loan HK$8.80M · min. income ≈ HK$85,260/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$659,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,627
−HK$2,411/mo
▼ 0.25% · 3.875%
HK$45,824
−HK$1,214/mo
Today · 4.125%
HK$47,038
baseline
▲ 0.50% · 4.625%
HK$49,517
+HK$2,479/mo
Deposit HK$8.80M · loan HK$8.80M · min. income ≈ HK$94,076/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$659,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,137
−HK$3,019/mo
▼ 0.25% · 3.875%
HK$49,635
−HK$1,521/mo
Today · 4.125%
HK$51,156
baseline
▲ 0.50% · 4.625%
HK$54,269
+HK$3,113/mo
Deposit HK$7.04M · loan HK$10.56M · min. income ≈ HK$102,312/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$659,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,552
−HK$2,894/mo
▼ 0.25% · 3.875%
HK$54,989
−HK$1,457/mo
Today · 4.125%
HK$56,446
baseline
▲ 0.50% · 4.625%
HK$59,421
+HK$2,975/mo
Deposit HK$7.04M · loan HK$10.56M · min. income ≈ HK$112,892/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$659,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,160
−HK$3,522/mo
▼ 0.25% · 3.875%
HK$57,907
−HK$1,775/mo
Today · 4.125%
HK$59,682
baseline
▲ 0.50% · 4.625%
HK$63,313
+HK$3,631/mo
Deposit HK$5.28M · loan HK$12.31M · min. income ≈ HK$119,364/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$659,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,478
−HK$3,375/mo
▼ 0.25% · 3.875%
HK$64,153
−HK$1,700/mo
Today · 4.125%
HK$65,853
baseline
▲ 0.50% · 4.625%
HK$69,324
+HK$3,471/mo
Deposit HK$5.28M · loan HK$12.31M · min. income ≈ HK$131,706/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$659,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,206
−HK$4,528/mo
▼ 0.25% · 3.875%
HK$74,452
−HK$2,282/mo
Today · 4.125%
HK$76,734
baseline
▲ 0.50% · 4.625%
HK$81,403
+HK$4,669/mo
Deposit HK$1.76M · loan HK$15.83M · min. income ≈ HK$153,468/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,703 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,328
−HK$4,340/mo
▼ 0.25% · 3.875%
HK$82,483
−HK$2,185/mo
Today · 4.125%
HK$84,668
baseline
▲ 0.50% · 4.625%
HK$89,131
+HK$4,463/mo
Deposit HK$1.76M · loan HK$15.83M · min. income ≈ HK$169,336/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,703 · Scale 2, in force from 26 Feb 2026)