LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,115
−HK$2,516/mo
▼ 0.25% · 3.875%
HK$41,363
−HK$1,268/mo
Today · 4.125%
HK$42,631
baseline
▲ 0.50% · 4.625%
HK$45,225
+HK$2,594/mo
Deposit HK$8.80M · loan HK$8.80M · min. income ≈ HK$85,262/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$659,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,628
−HK$2,411/mo
▼ 0.25% · 3.875%
HK$45,825
−HK$1,214/mo
Today · 4.125%
HK$47,039
baseline
▲ 0.50% · 4.625%
HK$49,518
+HK$2,479/mo
Deposit HK$8.80M · loan HK$8.80M · min. income ≈ HK$94,078/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$659,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,138
−HK$3,019/mo
▼ 0.25% · 3.875%
HK$49,636
−HK$1,521/mo
Today · 4.125%
HK$51,157
baseline
▲ 0.50% · 4.625%
HK$54,270
+HK$3,113/mo
Deposit HK$7.04M · loan HK$10.56M · min. income ≈ HK$102,314/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$659,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,553
−HK$2,894/mo
▼ 0.25% · 3.875%
HK$54,989
−HK$1,458/mo
Today · 4.125%
HK$56,447
baseline
▲ 0.50% · 4.625%
HK$59,422
+HK$2,975/mo
Deposit HK$7.04M · loan HK$10.56M · min. income ≈ HK$112,894/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$659,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,161
−HK$3,522/mo
▼ 0.25% · 3.875%
HK$57,908
−HK$1,775/mo
Today · 4.125%
HK$59,683
baseline
▲ 0.50% · 4.625%
HK$63,315
+HK$3,632/mo
Deposit HK$5.28M · loan HK$12.31M · min. income ≈ HK$119,366/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$659,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,479
−HK$3,375/mo
▼ 0.25% · 3.875%
HK$64,154
−HK$1,700/mo
Today · 4.125%
HK$65,854
baseline
▲ 0.50% · 4.625%
HK$69,326
+HK$3,472/mo
Deposit HK$5.28M · loan HK$12.31M · min. income ≈ HK$131,708/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$659,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,207
−HK$4,528/mo
▼ 0.25% · 3.875%
HK$74,453
−HK$2,282/mo
Today · 4.125%
HK$76,735
baseline
▲ 0.50% · 4.625%
HK$81,404
+HK$4,669/mo
Deposit HK$1.76M · loan HK$15.83M · min. income ≈ HK$153,470/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,715 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,330
−HK$4,340/mo
▼ 0.25% · 3.875%
HK$82,484
−HK$2,186/mo
Today · 4.125%
HK$84,670
baseline
▲ 0.50% · 4.625%
HK$89,133
+HK$4,463/mo
Deposit HK$1.76M · loan HK$15.83M · min. income ≈ HK$169,340/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,715 · Scale 2, in force from 26 Feb 2026)