LTV · monthly repayment
▼ 0.50% · 3.625%
HK$40,116
−HK$2,516/mo
▼ 0.25% · 3.875%
HK$41,364
−HK$1,268/mo
Today · 4.125%
HK$42,632
baseline
▲ 0.50% · 4.625%
HK$45,226
+HK$2,594/mo
Deposit HK$8.80M · loan HK$8.80M · min. income ≈ HK$85,264/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$659,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$44,629
−HK$2,411/mo
▼ 0.25% · 3.875%
HK$45,826
−HK$1,214/mo
Today · 4.125%
HK$47,040
baseline
▲ 0.50% · 4.625%
HK$49,520
+HK$2,480/mo
Deposit HK$8.80M · loan HK$8.80M · min. income ≈ HK$94,080/mo (50% DSR)
Upfront cash ≈ HK$9.46M (deposit + AVD stamp duty HK$659,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$48,140
−HK$3,018/mo
▼ 0.25% · 3.875%
HK$49,637
−HK$1,521/mo
Today · 4.125%
HK$51,158
baseline
▲ 0.50% · 4.625%
HK$54,271
+HK$3,113/mo
Deposit HK$7.04M · loan HK$10.56M · min. income ≈ HK$102,316/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$659,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$53,555
−HK$2,893/mo
▼ 0.25% · 3.875%
HK$54,991
−HK$1,457/mo
Today · 4.125%
HK$56,448
baseline
▲ 0.50% · 4.625%
HK$59,424
+HK$2,976/mo
Deposit HK$7.04M · loan HK$10.56M · min. income ≈ HK$112,896/mo (50% DSR)
Upfront cash ≈ HK$7.70M (deposit + AVD stamp duty HK$659,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$56,163
−HK$3,522/mo
▼ 0.25% · 3.875%
HK$57,910
−HK$1,775/mo
Today · 4.125%
HK$59,685
baseline
▲ 0.50% · 4.625%
HK$63,316
+HK$3,631/mo
Deposit HK$5.28M · loan HK$12.32M · min. income ≈ HK$119,370/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$659,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$62,481
−HK$3,375/mo
▼ 0.25% · 3.875%
HK$64,156
−HK$1,700/mo
Today · 4.125%
HK$65,856
baseline
▲ 0.50% · 4.625%
HK$69,328
+HK$3,472/mo
Deposit HK$5.28M · loan HK$12.32M · min. income ≈ HK$131,712/mo (50% DSR)
Upfront cash ≈ HK$5.94M (deposit + AVD stamp duty HK$659,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$72,209
−HK$4,529/mo
▼ 0.25% · 3.875%
HK$74,456
−HK$2,282/mo
Today · 4.125%
HK$76,738
baseline
▲ 0.50% · 4.625%
HK$81,407
+HK$4,669/mo
Deposit HK$1.76M · loan HK$15.83M · min. income ≈ HK$153,476/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,734 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$80,332
−HK$4,340/mo
▼ 0.25% · 3.875%
HK$82,487
−HK$2,185/mo
Today · 4.125%
HK$84,672
baseline
▲ 0.50% · 4.625%
HK$89,136
+HK$4,464/mo
Deposit HK$1.76M · loan HK$15.83M · min. income ≈ HK$169,344/mo (50% DSR)
Upfront cash ≈ HK$2.42M (deposit + AVD stamp duty HK$659,734 · Scale 2, in force from 26 Feb 2026)